Portfolio Analytics & Strategy Analyst - Data, Modeling & Analytics

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Analyst within PNC's Data, Modeling & Analytics organization, you will be based in Philadelphia, PA or Wilmington, DE.

• Design analytical models to assess the risk of the card portfolio.
• Analyze large datasets using advanced tools and methodologies to generate actionable insights and support strategic decision‑making.
• Conduct portfolio reviews, loss forecasting, and identify opportunities to improve returns and drive business growth.
• Utilize tools such as Python, SQL, Excel, and Tableau to support data analysis and visualization.

• Strong proficiency in analytical tools and programming languages (e.g., Python, SQL).
• Expertise in data visualization and reporting using Excel and Tableau.
• Excellent communication skills with the ability to translate complex data into clear business insights.

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business/product expertise to rigorously analyze large datasets, improve risk‑adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third‑party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs/enhances standard reporting suites for regular product/portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

• Bachelor’s degree or equivalent.
• 2+ years of relevant professional experience (or comparable combination of education, certifications, and experience).
• Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite.
• Competencies:
  
  Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment – Financial Services, Risk Management Banking.

Base Salary: $75,000 – $137,500. Role is incentive eligible with payment based upon company, business and/or individual performance.

PNC offers a comprehensive range of benefits: medical, dental, vision coverage; life insurance; disability protection; 401(k) with company match, pension and stock purchase plans; dependent care reimbursement; adoption, surrogacy, and doula reimbursement; educational assistance; wellness program; and paid time off including holidays, vacation, parental leave.

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

If an accommodation is required for the application process, please contact  or call 877‑968‑7762. All information provided will be kept confidential and used only to provide needed reasonable accommodations.

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