Product Controller, Associate - Card Services

Job Description

As a Product Controller in Card Services supporting Card & Connected Commerce, you help deliver accurate regulatory and financial reporting while strengthening internal controls in a fast‑paced environment.

In this role, you'll partner with stakeholders across the business to execute key regulatory, compliance, and accounting activities that support Card & Connected Commerce. You'll contribute to timely reporting, month‑end close execution, and control processes, while balancing multiple deadlines and priorities. You'll also perform analysis that helps inform reporting accuracy and product performance insights.

• Manage pledge reporting obligations to the Federal Reserve Bank, including recurring filings, certifications, and daily balance reviews aligned to requirements.
• Prepare and submit monthly, quarterly, and annual regulatory and financial reports, including guarantee, intangibles and goodwill, call report memo, and foreign bank account reporting.
• Support credit card securitization activity and investor reporting filings, including coordinating with external parties for submissions and providing backup coverage for investor reporting.
• Act as Risk Oversight Approver for internal banking platforms by reviewing wire payment instructions and supporting adherence to internal controls.
• Execute month‑end close activities, including preparing journal entries, reviewing daily trust entries, and completing bank account reconciliations.
• Perform ad hoc analysis related to regulatory reporting, reconciliations, and product performance.

• Bachelor's degree in Accounting, Finance, or a related field.
• 5+ years of experience in accounting, financial reporting, controllership, or product control.
• Working knowledge of US GAAP, regulatory reporting, and internal control concepts.
• Strong Microsoft Office skills, including advanced Excel, plus Word and PowerPoint.
• Excellent analytical, organizational, and communication skills with strong attention to detail.
• Ability to manage multiple priorities and deliver accurate work in a deadline‑driven environment.

• Experience supporting card products, Card & Connected Commerce, or comparable consumer finance businesses.
• Familiarity with SAP and general ledger platforms.
• Knowledge of SQL and ability to query and analyze data to support reporting and reconciliation activities.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We are an equal opportunity employer and place a high value on diversity and inclusion. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.