VP Fintech Lending Counsel; Hybrid

Position Summary

Work Arrangement:
*** The preferred work locations for this position are Sioux Falls, SD or Wilmington, DE, with a hybrid schedule. Candidates outside of these preferred locations may be considered based on role requirements and business needs.***

At The Bancorp, we've spent more than 25 years driving innovation in the financial services industry. As one of the first banks to embrace fintech, we combine technology, expertise and a forward-looking approach to deliver creative, real‑world solutions. We work side by side with our partners to help them grow and innovate with confidence. Across Fintech Solutions, Institutional Banking, Commercial Lending and Real Estate Bridge Lending, we provide the people, processes, technology and banking capabilities that turn bold ideas into outcomes.

Join a team that brings urgency and rigor to every challenge and plays a direct role in driving growth for our clients and the communities we serve.

The VP Fintech Lending Counsel role, as a member of the Legal Department of The Bancorp, Inc. and its subsidiary, The Bancorp Bank, N.A. (collectively, "The Bancorp"), provides practical legal advice and support for The Bancorp's Fintech sponsored lending activities. This role reports to the Director, Lending Counsel, and will collaborate with product teams, risk and compliance partners, external Fintech partners, and other Legal Department members to support Fintech credit‑related products, lending partner relationships, and strategic initiatives in a highly collaborative and solutions‑oriented environment.

We define fintech partnerships. The Bancorp does more than enable payments innovation. We work side by side with clients, combining deep expertise with a technology‑forward approach to deliver creative, practical solutions. We don't settle for what's possible today. We look ahead to what's next, helping clients grow and innovate with confidence.

• Advises internal business clients on sponsored lending products (both consumer and commercial) issued by The Bancorp, with a focus on Bank‑Fintech partnership models, including product design, implementation, servicing, and ongoing program support.
• Engages as an embedded legal partner to product, compliance, risk management, and operational stakeholders in the development, review, enhancement, and ongoing support of Fintech sponsored lending programs, in a manner that advances business objectives while complying with applicable law, regulation, and supervisory guidance.
• Drafts, reviews, and negotiates sponsored lending program agreements, servicing agreements, loan sale agreements, customer‑facing agreements, marketing materials, customer disclosures, and ancillary documentation with Fintech partners, service providers, and other external business partners, escalating complex or strategic issues to the Director, Lending Counsel, or other senior legal leaders, as appropriate.
• Interprets statutes, regulations, supervisory guidance, enforcement activity, and case law applicable to The Bancorp's sponsored lending activities, and provides clear, practical, and operationally executable legal advice to internal clients.
• Supports legal and regulatory risk assessments for new and existing Fintech credit programs, including advising on remediation plans, control enhancements, issue management, and risk mitigation strategies in collaboration with compliance and risk management colleagues.
• Tracks legal, regulatory, legislative, and marketplace trends impacting Fintech credit products, Bank‑Fintech partnership models, consumer and commercial lending, and emerging credit‑related business models, and communicates concise, business‑oriented updates to impacted internal stakeholders.
• Interfaces professionally with external business partners and outside counsel, and helps advocate for The Bancorp's business objectives, risk management expectations, and strategic initiatives.
• Collaborates with other members of the Legal Department on cross‑functional legal projects, management committee materials, reporting, and other duties as assigned by the Director, Lending Counsel.

• Law degree from…