Senior Auditor; US - Compliance

Work Location

Wilmington, Delaware, United States of America

40

$63,540 - $95,310 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Audit

The Senior Auditor is responsible to perform and document audit test steps for assigned audits and is generally focused on more critical areas of the audit. The Senior Auditor participates in some aspects of planning of audits and may lead less complex audits/projects. They independently assess control design and operating effectiveness during audits, and provides on the job training for staff auditors.

The Senior Auditor – U.S. Compliance Audit is responsible for executing and leading audit engagements based on established audit plans in alignment with applicable policies and regulatory guidelines for TD Bank's Governance, Risk & Oversight Functions. The US Consumer Compliance team is primarily responsible for auditing US Consumer Compliance regulations (including but not limited to UDAAP, TILA, HMDA, RESPA, EFTA, etc.)

and sufficiency of systems, processes, and oversight to support regulatory compliance. This role supports audit engagements through evaluating, documenting, and testing the design and operating effectiveness of internal controls under manager guidance. The Senior Auditor is responsible for execution of control testing, identification of findings, and delivery of high-quality audit work papers and reporting.

• Experienced audit professional role providing guidance / assistance to function supported
• Requires sound audit or business conceptual knowledge
• Independently performs tasks from end to end as assigned
• Ability to process and handle confidential information with discretion

• Undergraduate degree required
• 3+ years of relevant experience

• Banking industry audit experience with focus on Governance, Risk & Oversight Function preferred
• Relevant professional certifications (e.g., CIA, CPA, CRMA) or progress towards preferred
• Strong communication (written and verbal) skills to interact clearly and effectively in a fast-changing environment
• Strong analytical and problem-solving skills
• Ability to work independently and collaboratively in a team environment
• Proficient in Microsoft Office Suite (Excel, Word, PowerPoint) and experience with risk management and audit tools

• Conducts audit work based on established audit plans and executes the audit in accordance with established standards ensuring completion
• Executes testing of controls such as but not limited to walkthroughs (documentation), test scripts (development and execution), and issue identification
• Helps coordinate communication with the stakeholders throughout the audit process
• Supports the team in reviewing internal controls and sharing findings and suggestions with both the stakeholders and audit leadership
• Executes follow-up of findings raised from regulatory and internal divisional audits in accordance with firm policy
• Provides input to audit projects/initiatives as a representative for area of specialization

• Adheres to internal policies / procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assist in identifying control weaknesses/failures, potential opportunities to improve operational efficiencies for own business area
• May develop and provide complex reporting, analysis, and assessments at the functional or enterprise level
• Prioritizes and manages own workload to deliver quality results and meet assigned timelines
• Keeps current on emerging trends / developments and grows knowledge of the business, analytical tools and techniques and applies them where appropriate
• Assists in preparing and sharing audit findings and presentation materials with management and broader audiences, helping ensure clear and effective communication throughout the audit process
• Assesses / identifies key issues and escalates to appropriate levels and relevant stakeholders where required
• Contributes to the analysis, due diligence and implementation of initiatives within defined area of responsibility

• Continuously enhances knowledge / expertise in own area
• Supports a positive work environment that promotes service to the…