VP - Credit and Data Analytics

What will you be doing?

Barclays Services LLC seeks VP - Credit and Data Analytics in Wilmington, DE (multiple positions available):

• Develop underwriting strategy models through analyzing customer behavior and risk/credit strategy using statistical techniques such as CHAID Decision Trees, optimization procedures, writing SAS or SQL scripts to navigate databases, and incorporating score implementations supporting launch.
• Optimize initial credit line strategies evaluating line assignment dynamics and profitability, through evaluating impact of credit lines on different credit card P&L drivers.
• Perform model valuations to regularly evaluate existing strategies and identifying opportunities to optimize.
• Work with Segment, Strategic Analytics, and Decision Science staff to ensure project completion within agreed time frames and end-client satisfaction.
• Develop and maintain comprehensive reporting to share with the senior management monthly - this includes customer behavior including card spend, balances, payment behavior, delinquency and credit loss characteristics and comparison on Barclays performance relative to dynamics of credit card industry.
• Supervise 2 AVP Credit Analysts.
• May telecommute pursuant to company policies. [Hybrid role]

This position is eligible for incentives pursuant to Barclays Employee Referral Program.

To assess, monitor, and manage the potential for financial loss due to the default of a bank's trading partners

• Monitoring the bank's exposure to each counter party across different product lines and asset classes.
• Analysis of the financial condition and creditworthiness of the bank's counter parties, including corporations, financial institutions, and sovereign entities.
• Development and implementation of credit scoring models to quantify counter party risk.
• Conducting stress testing to assess the impact of potential counter party defaults on the bank's capital and liquidity.
• Negotiation and management of collateral agreements with counter parties to mitigate potential losses in case of default.

• To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and escalate breaches of policies/procedures.
• If managing a team, they define jobs and responsibilities, planning for the department’s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements.
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions.
• Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
• Manage and mitigate risks through assessment, in support of the control and governance agenda.
• Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
• Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.
• Collaborate with…