Manager of Data Science, Credit & Fraud Risk Modeling

Get to Know Us

Kafene is revolutionizing the lease-to-own space. We're the point-of-sale powerhouse making flexible lease-to-own accessible to everyone—prime and non-prime customers alike. Our secret weapon? Cutting-edge AI and machine learning that analyzes 20,000+ data inputs in real-time, empowering retailers across furniture, appliances, electronics, tires, and durable goods to say "yes" to more customers.

The numbers tell our story:
over $500 million in originations and counting. But we're just getting started.

Our 175-person team spans NYC headquarters, Wilmington, and remote talent across the globe
-all united by a culture that thrives on collaboration, innovation, and genuine support. We don't just talk about great workplace culture; we deliver it. That's why Built In named us a Startup to Watch and Forbes recognized us as one of the Best Startup Employers.

Credit and risk are at the heart of our business. We're looking for a Manager of Data Scientist, a senior individual contributor who will own the full lifecycle of the ML models that power our credit risk decisions. Reporting directly to the VP of Risk, you'll design, build, deploy, and monitor the models that determine how we approve customers, set credit amounts, predict defaults, and forecast losses.

You'll work closely with cross-functional partners across risk, engineering, finance, and sales, and you'll have the rare opportunity to shape both the technical infrastructure and the business strategy behind it.