SBA Credit Officer

Lewis James Professional is a woman-owned staff augmentation, project consulting and direct hire search and placement firm. We are currently seeking two SBA Credit Officer at various levels for a direct hire opportunity with a financial services client.

• Deep understanding of SBA credit program and guidelines
• Experience with in a preferred lender
• Ability to maintain loan production while ensuring compliance with all applicable risk policies, procedures and mitigants
• Evaluate loan transactions and portfolios across the bank’s Small Business Banking lending groups
• Participate in a collective process that aims to produce sound credit decisions and add appropriately structured loans to support the Bank’s growth and loan generation goals
• Review and approve credit requests within individual authority, adhering to Bank and regulatory guidelines (FDIC, SBA, and USDA)
• Use credit training, underwriting experience, and knowledge of lending policies to provide detailed loan transaction analysis
• Collaborate with departments involved in loan production to ensure smooth execution
• Connect with risk and portfolio management teams to monitor and maintain accurate risk ratings across the loan portfolio
• Sustain a high standard of regulatory awareness including BSA, AML, CIP, and OFAC

• 3-7+ years of financial analysis including underwriting of commercial loan credits
• 3+ years of experience decisioning commercial loan credit approvals
• In-depth knowledge of bank policies, procedures, and criteria
• In-depth knowledge of SBA
  -7(a) and SBA 504 experience preferred