Senior Trust Officer

Bank of Clarke is seeking a Senior Trust Officer to lead the administration of complex personal and fiduciary trust accounts in a relationship-driven, community banking environment. This role manages high-net-worth and estate client relationships, develops tailored trust and wealth transfer strategies, and coordinates with internal partners, attorneys, and tax advisors. The Senior Trust Officer ensures rigorous fiduciary oversight, regulatory compliance, and risk management while delivering high-touch, personalized service.

You will also help identify new trust opportunities, support business development, and mentor junior team members, contributing to our long-standing commitment to local communities.

Responsibilities

• Administer personal and fiduciary trust accounts in compliance with regulations and bank policies
• Serve as primary relationship manager for high-net-worth and estate clients
• Develop tailored trust, estate, and wealth transfer strategies
• Coordinate with internal partners, attorneys, and tax advisors to support client needs
• Monitor investment performance and ensure alignment with client objectives
• Identify new trust and fiduciary business opportunities and support business development
• Prepare and review account documentation, legal instruments, and reports
• Ensure rigorous risk management, fiduciary oversight, and regulatory compliance
• Provide high-touch service and proactive communication to clients and beneficiaries
• Mentor junior staff and contribute to process improvements within the trust department

Required Skills

• Trust administration
• Fiduciary risk management
• Estate and tax planning fundamentals
• Wealth management products
• Regulatory compliance (trust and banking)
• Financial and account analysis
• Client relationship management
• Documentation and legal instrument review
• Business development in financial services
• Use of trust/wealth management systems and CRM tools