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Senior Data Scientist; Credit Risk Modeling

Job in Winchester, Frederick County, Virginia, 22603, USA
Listing for: Jobs via Dice
Full Time position
Listed on 2026-05-31
Job specializations:
  • IT/Tech
    Data Scientist, Data Analyst
Salary/Wage Range or Industry Benchmark: 100000 - 125000 USD Yearly USD 100000.00 125000.00 YEAR
Job Description & How to Apply Below
Position: Senior Data Scientist (Credit Risk Modeling)

Provide independent data science, machine learning, and analytical insights using member, financial, and organizational data to support mission critical decision making for various areas of the organization. Understand business needs and identify opportunities for new products, services, and process optimization to meet business objectives through the use of cutting-edge data science. Create descriptive, predictive, and prescriptive models and insights to drive impact across the organization.

Conduct work assignments of increasing complexity, under moderate supervision with some latitude for independent judgment. Intermediate professional within field; requires moderate skill set and proficiency in discipline.

Responsibilities
  • Design, develop, and evaluate moderately complex predictive models and advanced algorithms
  • Identifies meaningful insights from large data and metadata sources
  • Test hypotheses/models, analyze, and interpret results
  • Exercise sound judgment and discretion within defined procedures and practices
  • Develop and code moderately complex software programs, algorithms, and automated processes
  • Use modeling and trend analysis to analyze data and provide insights
  • Develop understanding of best practices and ethical AI
  • Transform data into charts, tables, or format that aids effective decision making
  • Build working relationships with team members and subject matter experts
  • Lead small projects and initiatives
  • Utilize effective written and verbal communication to document and present findings of analyses to a diverse audience of stakeholders
Qualifications
  • 3-5 years of experience in exploratory data analysis
  • Basic understanding of business and operating environment
  • Statistics
  • Programming, data modeling, simulation, and advanced mathematics
  • SQL, R, Python, Hadoop, SAS, SPSS, Scala, AWS
  • Model lifecycle execution
  • Technical writing
  • Data storytelling and technical presentation skills
  • Research Skills
  • Interpersonal Skills
  • Working knowledge of procedures, instructions, and validation techniques
  • Model Development
  • Communication
  • Critical Thinking
  • Collaborate and Build Relationships
  • Initiative with sound judgement
  • Technical (Big Data Analysis, Coding, Project Management, Technical Writing, etc.)
  • Sound Judgment
  • Problem Solving (Responds as problems and issues are identified)
  • Bachelor's Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or degrees in similar quantitative fields
Desired Qualifications
  • Master's/PhD Degree in Data Science, Statistics, Mathematics, Computers Science, or Engineering

Hours:

Monday - Friday, 8:00 AM - 4:30 PM

  • 820 Follin Lane, Vienna, VA 22180
  • 5510 Heritage Oaks Drive, Pensacola, FL 32526
  • 141 Security Drive, Winchester, VA 22602
Equal Employment Opportunity:

All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.

Accommodations:

If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at or by calling 1-.

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Position Requirements
10+ Years work experience
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