Senior Analyst - Mortgage Credit, Policy, and Governance

Overview

Division: IG Insurance Mortgage & Banking

Location:

Winnipeg, Toronto

IGM Financial Inc. is a leading wealth and asset management company in Canada, managing approximately $310 billion in assets as of December 31, 2025. It offers financial planning and investment services to over two million Canadians through IG Wealth Management and Mackenzie Investments.

Founded in 1926, IG Wealth Management is a key part of IGM's business model, providing comprehensive wealth management services to Canadian financial advisors and their clients.

With a vision to inspire financial confidence, IG Wealth Management is recognized as one of Manitoba’s Top Employers, Canada’s Top 100 Employers, and Best Diversity Employers, aiming to innovate the industry and support Canadians in achieving their financial goals.

Join our team to engage in continuous learning and skill development in a supportive environment. Experience the best of both worlds with our hybrid work environment, where you spend three days a week in the office, connecting, collaborating, and enjoying quality time with your amazing colleagues! Our Values:
Be better; we strive for improvement in everything we do. Be accountable; we foster clarity and are empowered to act responsibly. Be a team; we are united to drive collective impact to achieve our goals.

As a member of our Credit Risk Management team at IGM, you will be responsible for reviewing credit exceptions, managing escalations, and overseeing quality assurance activities. You will ensure the effective execution and governance of lending policies and guidelines. Your expertise will be crucial in maintaining compliance with regulatory standards and driving continuous improvement within the department.

• Lending Policy & Governance:
  • Perform research on regulatory changes, market trends, and competitor policies to assist in updating lending policies and guidelines.
  • Monitor and report on credit adjudication methodologies, appraisal matrices, and insurer programs.
  • Coordinate governance processes to ensure alignment across stakeholder groups on lending policies and guidelines.
  • Communicate changes in lending policies, risk appetite, and credit authority limits to all stakeholders.
  • Develop agenda items for Mortgage Risk Committee meetings and propose recommendations on policy exceptions and complex transactions.
  • Develop and regularly update comprehensive training materials based on changes in government regulations and investor guidelines.
• Policy exceptions and escalations:
  • Analyze complex files or exception requests and make appropriate recommendations.
  • Review and analyze metrics on client exceptions and escalations directed to IG; suggest areas of improvement.
• Quality Assurance & Compliance:
  • Coordinate, compile and track findings related to quality assurance reviews.
  • Develop training material based on audit findings to facilitate continuous improvement.

• A minimum of 5 years of experience in the mortgage lending industry, with a strong background in underwriting, and development of lending guidelines.
• Strong knowledge of the mortgage lending regulatory environment and quality assurance methodologies.
• A university degree in a related field is preferred.
• Proven problem-solving, organizational, and analytical skills.
• Excellent teamwork, leadership, and relationship-building skills.
• Critical thinking skills and ability to work under tight timelines.
• Highly effective communication skills, both written and verbal.
• Autonomy and sense of initiative.
• Bilingualism (English-French) is preferred.

The expected annual base salary range for this role is 56,000 - 80,000, which is determined based on skills, knowledge and experience and geographic location. In addition to base salary, this role is eligible for annual short-term incentive, health and well-being benefits, retirement and savings plan, paid time off and career development.

• COMPETITIVE COMPENSATION & RECOGNITION: competitive base salary, performance-weighted bonus, education/career support, option to join Employee Share Purchase Plan with employer matching component.
• EMPLOYEE BENEFITS & INSURANCE: competitive health…