Wealth Advisor

St. Vital Branch 1210 St. Mary's Road Winnipeg, MB , CAN

ROLE OVERVIEW

Reporting to the Manager, Wealth Advisors, the Wealth Advisor contributes positively to the bottom line of ACU Wealth Management by playing a key role in providing financial advice and building relationships among our current and new Aviso Mutual Fund members. This position will be proactive in cross-selling new business to our current members, will be required to create an annual business plan to build the business, and will provide financial planning and investment recommendations to our membership.

This role supports Assiniboine Credit Union/ Caisse Assiniboine (ACU)’s commitment to rural and agricultural communities, francophone services, values-based banking and ACU’s triple bottom line accountability to people, planet, and prosperity.

KEY ACCOUNTABILITIES:

• Responsible for Member Investment, wealth planning and advice
• Direct advice on mutual funds and ongoing servicing of a book of business
• Work to educate all other areas of the organization on wealth and to assist in referral flow to the Wealth Management Business.
• Offer financial planning and refers members to appropriate levels of Wealth service or Insurance advisor when required.
• Provide exceptional experience to our mid-tier Wealth members
• Identify and leverage opportunities to engage in the promotion of ACU products and services through referrals to our partners
• Model ACU's commitment to rural and agricultural communities, francophone services, and values-based banking, respectful workplace and diversity, equity and inclusion.
• Act as an ambassador of ACU by being visible in the organization and the community support of corporate and community initiatives.
• Be open to and provide consistent feedback, remaining committed to continuous improvement in ACU's core competencies.
• Responsible for ensuring all regulatory requirements are met including KYP and KYC and operating within the guidance of our organization and our Wealth Management Firm, Aviso, expectations for compliance and product shelf.
• Proactively develops and manages a portfolio of member relationships, assesses and anticipates individual member needs to maximize member relationships; develops a portfolio and contact management plan; conducts regular portfolio reviews with the member.
• Responsible for assisting members in clarifying their individual or corporate financial goals and objectives in both their short-term and long-term perspective by assessing risk tolerance levels, analyzing financial information and delivering solutions.
• Responsible for identifying and assessing potential needs of members and working in collaboration with other specialists in addressing these needs
• Completes wealth planning (or financial planning if applicable) to develop investment strategies for members and provides financial advice on wealth management, insurance, tax planning, investment and retirement planning, and estate planning; refers members with complex financial planning needs to the Wealth Planner/Senior Wealth Advisor.
• Responsible for meeting with existing members on a regular basis, typically once a year to assess and adjust their wealth plan (or financial planning if applicable)
• Responsible for developing new business from existing members, external centers of influence, and branch sources
• Facilitates referrals and the follow up for financial services not directly sold or delivered by this role; actively refers business opportunities to appropriate operational areas of our organization
• Responsible for maintaining awareness of market conditions, new product offerings, taxation changes and service features available
• Responsible and accountable for ensuring that all compliance and policy guidelines are adhered to…