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Mortgage Processor III

Job in Winter Haven, Polk County, Florida, 33884, USA
Listing for: SouthState Bank
Full Time position
Listed on 2026-06-16
Job specializations:
  • Finance & Banking
    Banking Operations, Banking & Finance, Loan Servicing, Financial Analyst
Salary/Wage Range or Industry Benchmark: 59959 - 95780 USD Yearly USD 59959.00 95780.00 YEAR
Job Description & How to Apply Below

The South State story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond – we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence.

At South State, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

Key Responsibilities
  • Review and process mortgage loan applications for completeness, accuracy, and compliance with underwriting and investor guidelines.
  • Collect, analyze, and verify borrower documentation including income, assets, credit, and appraisal information.
  • Coordinate with loan officers, underwriters, title companies, and third-party vendors to ensure timely loan progression.
  • Prepare loan files for underwriting submission and proactively resolve underwriting conditions.
  • Maintain consistent communication with borrowers and internal stakeholders to provide updates and ensure a smooth process.
  • Ensure all regulatory, compliance, and company policies are adhered to throughout the loan lifecycle.
  • Manage a pipeline of loans efficiently to meet or exceed service level agreements (SLAs).
  • Identify and escalation of complex issues, providing solutions to keep loans on track.
  • Support closing preparation by confirming all conditions are met prior to funding.
Qualifications
  • Experience:

    3+ years of mortgage loan processing experience (or equivalent level III experience).
  • Strong knowledge of conventional, FHA, VA, and/or USDA loan programs.
  • Proficiency with Encompass (LOS) and related technology.

In accordance with Colorado law:
Colorado pay for this position is anticipated to be between $59,959.00 - $95,780.00, actual offers to be determined based on applicant’s skills, experience and education.

While the anticipated deadline for the job posting is 07-10-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date.

Benefits | South State Careers

Equal Opportunity Employer, including disabled/veterans.

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