Senior Standby Letter of Credit Specialist

Responsibilities

• Drafting and negotiating standby LC language, partnering with Relationship Managers, Credit, Legal, Compliance, and clients to align transaction needs with internal policies and risk standards
• Managing the full standby LC lifecycle—from structuring and issuance through amendments, draws, confirmations, advising, and releases
• Handling complex standby LC structures, including syndicated transactions, direct-pay / IRB support, and counter or counter‑counter standby LCs
• Confirming credit approvals, client line setup, and required documentation before proceeding with issuance, amendments, or other key lifecycle actions
• Applying ISP
  98 and/or UCP 600 rules to support drafting, amendments, and draw processing; clearly explaining rule‑driven requirements to stakeholders
• Reviewing presentations and drawing documents for compliance with LC terms, identifying discrepancies, communicating decisions, and coordinating timely resolution
• Managing a high‑volume portfolio (20–30 active transactions at any given time) while balancing multiple priorities, deadlines, and stakeholder needs
• Serving as a key point of contact for clients, beneficiaries, relationship managers, and internal/external counsel on LC drafting, amendment, and draw‑related matters
• Identifying, escalating, and resolving operational risks and exceptions, while providing clear status updates and reporting on trends, escalations, and portfolio activity
• Supporting a quality‑driven environment, where work is reviewed through QC and audit processes and continuous improvement is encouraged

• High school diploma or equivalent
• Eight or more years of relevant work experience
• Standby Letter of Credit experience is required
• Deep SBLC expertise, including drafting and issuing standby letters of credit and translating client requirements into clear, enforceable LC terms
• Strong negotiation and stakeholder management skills, with comfort engaging clients, beneficiaries, and internal partners (RM, Credit, Compliance, Legal)
• Proficiency with LC rules and practices, including ISP
  98 and/or UCP 600
• Demonstrated ability to manage high transaction volume with strong attention to detail and sound judgment
• Proven problem‑solving skills and ability to work through ambiguity
• Experience operating in a cross‑functional, highly collaborative environment
• Clear, professional written and verbal communication skills
• Familiarity with trade and loan systems such as Trade
  360, AFS, and/or Loan IQ (preferred)
• Prior experience working in audited or QC‑reviewed environments is a strong plus