Sr. IT Risk Analyst

*** Join our team - and take the next step in achieving a fulfilling career!
***** What We Do
** At Card Works, we aim to help people connect with possibility and opportunity using our financial servicing expertise. Building meaningful, long-term relationships with consumers, our employees, and our clients is what matters most.
** Who We Are
** Card Works, Inc. is a diversified consumer finance service provider and parent company of Card Works Servicing, LLC, Merrick Bank and Carson Smithfield, LLC.Card Works Servicing, LLC provides end-to end operational servicing functions for credit cards, secured cards, and installment loans. We service consumer and small business loans across the credit spectrum and offers backup servicing and due diligence services to capital providers and trustees.

Merrick Bank is an FDIC-insured Utah Industrial Loan Bank.  Merrick operates three main business lines:  credit cards, recreational lending, and merchant services.

Carson Smithfield, LLC provides a variety of post-charge-off debt recovery services, including digital self-service, IVR, live agent, and external agency management.
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* Position Summary:

** The Sr. IT Risk Analyst is responsible for supporting and enhancing the organization’s technology risk management, audit coordination, and IT control framework. This role partners closely with Internal Audit, Compliance, Technology, and business stakeholders to ensure regulatory readiness, effective control operation, and timely remediation of findings. The ideal candidate has a strong understanding of technology risks, audit processes, IT general controls, and information security principles.
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* Essential Functions:

**** Audit & Regulatory Coordination
*** Coordinate audit preparation activities—including scheduling, evidence collection, and stakeholder communication—for internal audits and regulatory examinations (e.g., FDIC, SOX, SOC, and other technology-focused reviews).
* Serve as the primary liaison between Internal Audit, IT, and Compliance teams to ensure timely and accurate responses to audit inquiries.
* Oversee and track remediation activities; validate completion and effectiveness of corrective actions for technology-related audit findings.
* Participate in readiness assessments and pre-audit walkthroughs to identify issues before formal reviews begin.
** Technology Risk Assessment & Control Evaluation
*** Conduct comprehensive Technology Risk Assessments, identifying inherent and residual risks across infrastructure, applications, security, and cloud environments.
* Evaluate the design and operating effectiveness of technology controls, including IT General Controls (ITGCs), logical access, change management, operations, and security controls.
* Perform independent control testing to verify compliance with policies, standards, and regulatory requirements.
* Advise IT leadership on control gaps, deficiencies, risks, and recommended remediation strategies.
** Governance, Risk, and Compliance (GRC) Support
*** Provide risk insights for new initiatives, technology implementations, cloud migrations, and major IT projects.
* Support enhancements to the IT risk management framework, control library, and GRC tooling.
* Monitor emerging technology risks and collaborate with stakeholders to develop mitigating controls.
* Contribute to the development and maintenance of IT policies, standards, and procedures.
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* Education and Experience:

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* Required:

*** Bachelor’s degree in information technology, Cybersecurity, Risk Management, or related field (or equivalent experience).
* 5-10+ years of experience in IT risk, audit, information security, or technology governance.
* Strong knowledge of IT controls frameworks (e.g., COBIT, NIST, ISO 27001) and regulatory requirements (SOX, FFIEC, SOC, etc.).
* Experience working with audit functions and responding to regulatory reviews.
* Ability to analyze control gaps and articulate risks clearly to technical and non-technical stakeholders.
** Preferred:
*** Professional certifications such as CISA, CRISC, CISSP, CIA, or similar.
* Experience with GRC platforms (e.g., Archer, Service Now GRC, Metric Stream).
* Familiarity with cloud technologies…