Credit Analyst

SUMMARY

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.

Credit Manager

• Proficiency with MS Excel
• Excellent math skills
• Experience in credit and collections
• Excellent ability to read, write, and speak English

• College degree - will consider related experience in lieu of degree
• Strong negotiation skills
• Proficiency with Microsoft Office Suite software
• Detail oriented
• Ability to solve problems
• Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time

• Largely sedentary role in an office environment
• Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets

• The compensation range for this position is $50,000.00 to $60,000.00 annually
• BENEFITS: Insurance
  - Medical, Dental, Vision Care for full-time positions
• Insurance
  - Medical only for part-time positions, 30+ hours/week
• Disability Insurance
• Life Insurance
• 401(k)
• Paid Sick Leave
• Paid Holidays
• Paid Vacation
• Health Savings Account (HSA) and matching
• Dependent Care Flexible Spending Account (FSA)
• Teledoc
• Paid Pregnancy & New Parent Leave

• Profit Sharing

NO

• Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
• Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
• Ability to review credit applications for credit granting, and establishing six figure credit limits.
• Escalating collection activities as required by business circumstances.
• Assisting the Division Credit Manager to maintain and enforce CED’s lien and bond rights for secured projects.
• Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
• Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
• Negotiating differences with customers and making arrangements for payment and dispute resolution.
• Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
• Maintaining professional relationships with Managers and external customers.

Because positions may evolve due to the needs of the business, this job description may not list all essential functions and is not designed to contain a comprehensive listing of all required activities, duties, or responsibilities. Other essential functions, duties, responsibilities, and activities may be assigned at any time; with or without notice.