Credit Officer II – Dealer Financial Services

Responsibilities

• Managing, monitoring, and documenting credit risk for a portfolio of clients
• Monitoring changes in credit profiles, compliance with credit agreements as well as structuring and underwriting new financing solutions
• Assessing risk solutions which adhere to the bank's risk appetite and risk strategies and coaching and leading team members
• Leading new credit originations in coordination and collaboration with the coverage teams including Relationship Managers, Risk, Syndications, Treasury, and all other product partners
• Underwriting and structuring complex credit transactions with minimal oversight

• Minimum of 7 years commercial credit underwriting and analysis with a commercial bank or OEM captive finance organization
• Strong knowledge and comprehension of loan and collateral documentation
• Ability to accurately analyze borrower’s financial picture and deliver a comprehensive risk analysis to manager and risk officers
• Confidence and ability to develop an independent viewpoint and present a business case to support conclusions
• Excellent relationship management skills, experience working in a team environment, ability to help influence constituencies with diverse views towards consensus
• Coaching and mentoring skills
• Strong Microsoft Office Skills