Mortgage Underwriter

Position Summary

Utilities Employees Credit Union (UECU) is committed to providing exceptional financial services and a positive member experience. This hybrid position offers a balance of on-site collaboration and remote flexibility.

• The Mortgage Underwriter evaluates, analyzes, and approves residential mortgage applications in accordance with established policies, regulatory requirements, and lending authority limits.
• Assess credit risk, interpret complex financial information, and ensure accurate, consistent, and compliant lending decisions while addressing member needs.
• Partner closely with the Lending Manager and cross‑functional teams to facilitate efficient mortgage processing from application through closing.
• Support overall lending operations, including compliance initiatives, product development, and workflow improvements.
• Maintain strong attention to detail, sound judgment, and balance risk management with high member service through effective communication and appropriate lending solutions.

• Minimum of three years of mortgage underwriting experience.
• At least five years of experience in real estate and consumer lending.
• Strong working knowledge of lending regulations, secondary market standards, and credit analysis.