Account Manager; Periodic Risk Review

Your Mission (Should You Choose to Accept It)

The Account Manager will play a critical role in managing the ongoing risk and lifecycle integrity of client relationships, with a strong focus on Periodic Risk Reviews (PRR), KYC quality, and regulatory adherence. While supporting Relationship Managers across client segments (institutional, professional private, EAM, and corporate), this role will act as a control point ensuring that client accounts remain compliant, up-to-date, and aligned with internal risk frameworks throughout their lifecycle.

• Own and execute Periodic Risk Reviews (PRR) across the client portfolio, ensuring adherence to regulatory requirements, internal policies, and defined review cycles.
• Perform ongoing KYC refresh, account activity review (AAR), risk reassessment, and trigger-based reviews, validating client profiles, transactional behaviour, and documentation against current risk frameworks.
• Follow the established SOPs regularly and improve SOP documentation as required.
• Identify, investigate, and escalate risk indicators, inconsistencies, or documentation gaps, ensuring timely remediation and maintaining strong audit readiness.
• Ensure high-quality KYC standards across both onboarding and periodic reviews, acting as a control point for completeness, accuracy, and policy adherence.
• Conduct final reviews of KYC files within defined SLAs, ensuring consistency with internal compliance expectations.
• Collaborate closely with Compliance, Relationship Managers, and internal stakeholders to drive PRR completion, resolve risk queries, and secure necessary approvals.
• Act as a bridge between front office and compliance, ensuring that client relationships remain compliant throughout their lifecycle.
• Develop deep expertise in end-to-end client lifecycle management, including onboarding, periodic reviews, and ongoing monitoring, serving as a subject matter expert within the team.
• Drive process improvements and standardisation across periodic review frameworks, KYC quality controls, and lifecycle management processes.
• Support implementation of new policies, tools, and enhancements related to risk and compliance operations.
• Support onboarding activities where required, including KYC, due diligence, and documentation, ensuring alignment with downstream periodic review requirements.
• Provide risk-aligned support to Relationship Managers, ensuring client accounts remain up-to-date, compliant, and aligned with internal risk appetite.
• Manage and respond to internal and client-related queries efficiently across communication channels.
• Contribute to audit, regulatory, and internal control initiatives, ensuring strong documentation, traceability, and evidence-based execution.
• Stay updated on regulatory developments, financial markets, blockchain, and digital assets, integrating evolving risk practices into day-to-day execution.

• 3–6 years of experience in KYC/AML with a strong focus on Periodic Risk Reviews (PRR) / ongoing due diligence.
• Solid understanding of global KYC standards, client lifecycle management, and regulatory frameworks.
• Experience working within global banking or similarly regulated financial institution (Layer 1 KYC) is highly preferred.
• Strong analytical skills with the ability to identify risk indicators, inconsistencies, and documentation gaps.
• Ability to work in a dynamic, global environment with flexibility in shift timings.
• Willingness to support adjacent functions like onboardings, transaction monitoring and other client lifecycle related processes as required.

Regardless of your age, gender, belief, and background, at AMINA EVERYONE is welcome!