AML​/KYC Officer; Crypto

We are looking for an experienced AML Officer to support AML/KYC activities relating to IMC’s crypto counter parties and digital asset business activities.

This role requires a strong understanding of AML/CTF risks associated with crypto markets, including exposure to high-risk counter parties, complex ownership structures, sanctions risk and enhanced due diligence requirements. The successful candidate must be capable of independently conducting risk assessments, challenging counter parties where necessary and applying a pragmatic, risk-based approach in a fast-moving environment. The role requires strong analytical judgement and the ability to independently assess and challenge complex counter party risks in a fast-moving and evolving regulatory environment.

You will combine analytical work with direct interaction with counter parties, front office teams and internal stakeholders.

• Perform customer due diligence (CDD) and periodic reviews for crypto counter parties
• Conduct risk-based counter party reviews with exposure to enhanced due diligence (EDD) requirements
• Analyze complex ownership and control structures, including offshore and layered structures where relevant
• Assess AML/CTF and sanctions risks associated with counter parties, products and jurisdictions
• Manage escalations relating to high-risk counter parties and onboarding matters
• Conduct independent AML/KYC risk assessments and determine appropriate risk classifications
• Prepare high-risk cases and escalation memos for senior stakeholder approval

• Conduct adverse media and sanctions screening using relevant screening tools
• Identify and assess AML/CTF and sanctions-related red flags associated with crypto counter parties and digital asset activities
• Review wallet-related information and blockchain intelligence outputs where applicable
• Provide AML/CTF subject matter expertise on onboarding and counter party risk matters

• Engage directly with counter parties regarding AML/KYC requirements and documentation requests
• Work closely with Trading, Legal, Compliance and operational teams on onboarding and risk matters
• Provide practical AML guidance to internal stakeholders on crypto-related risks and controls

• Support AML/KYC enhancement initiatives and control improvements
• Draft and maintain AML/CTF policies, procedures and guidance materials
• Assist with internal audits, regulatory reviews and remediation actions
• Remain current on AML/CTF regulatory developments, sanctions frameworks and industry expectations relevant to digital assets

• Timely and accurate completion of CDD analyses and periodic counter party reviews
• Effective handling of counter party KYC requests and communications
• Risk-based analysis of adverse media and sanctions screening alerts
• Reliable and well-documented AML transaction monitoring
• Up-to-date compliance policies, procedures, and documentation

• 4+ years of AML/KYC/CDD experience within crypto, trading, banking, payment institutions or other regulated financial institutions
• Strong understanding of enhanced due diligence (EDD) requirements and risk-based AML/KYC assessments
• Prior familiarity with AML/CTF risks and typologies relevant to digital assets and crypto markets is preferred (but not mandatory)
• Experience conducting independent risk assessments and exercising sound judgement
• Familiarity with crypto transaction tracing and wallet screening tools is preferred
• Knowledge of relevant AML/CTF legislation, including sanctions frameworks
• Experience dealing with complex legal entity structures and institutional counter parties
• CAMS certification preferred; crypto-related AML certifications are a plus
• Strong analytical and investigative mindset
• Ability to independently manage complex AML/KYC matters from onboarding through ongoing monitoring
• Confident communicator, capable of interacting directly with counter parties and senior stakeholders
• Pragmatic and risk-based approach to problem solving
• Comfortable operating in a fast-paced and evolving regulatory environment
• High level of ownership, accountability and attention to detail

• A high-impact role in a small, expert team holding significant regulatory responsibility
• A collaborative, high-performance culture that rewards ownership and initiative
• Exposure to AML operations across multiple jurisdictions
• Support to obtain CAMS certification if not already held