Lead FCC - Private Clients

About the role

As Lead FCC Private Clients, you will lead a team of three Financial Crime Compliance (FCC) officers supporting the private client business, while remaining fully hands‑on as a working member of that team. You will set the standard for quality and pace by performing the same FCC activities your team members perform across the client lifecycle – on‑ and offboarding, periodic reviews, transaction monitoring, remediation activities – and by guiding, coaching and motivating the team to deliver consistently high‑quality, risk‑based outcomes in line with applicable regulatory requirements and internal policies.

Reporting to and working closely with the Head Financial Crime Compliance, you will hold formal line‑management responsibility for the three‑person FCC Private Clients team – owning workload allocation, quality and turnaround, setting objectives, conducting performance reviews and driving the development and recruitment of the team – while acting as a first point of escalation and deputy to the Head FCC. You are an experienced, positive, approachable and motivational leader who develops people, builds a collaborative team culture, and partners constructively with stakeholders across the bank to maintain a robust AML framework while supporting business growth through pragmatic, risk‑based compliance solutions.

• Holding formal line‑management responsibility for a team of three FCC officers, setting objectives, conducting performance reviews, supporting recruitment and fostering a positive, collaborative and high‑performing team culture.
• Acting as a hands‑on colleague by carrying a personal caseload and performing the full range of FCC activities alongside the team, while stepping in on the most complex and higher‑risk files.
• Allocating and balancing workloads, managing case pipelines and turnaround times, and ensuring adequate team coverage across the client lifecycle.
• Coaching, mentoring and upskilling team members, supporting their professional development and providing constructive, timely feedback.
• Acting as a point of escalation and technical reference on complex KYC/AML matters in collaboration with the Head FCC.
• Owning the overall quality, consistency and timeliness of the team’s output and embedding a culture of continuous improvement across FCC processes and controls.
• Performing FCC activities across the private client lifecycle, including on‑ and off‑boarding, periodic reviews, transaction monitoring and remediation activities.
• Conducting comprehensive KYC and AML assessments of private clients, including high‑risk clients, politically exposed persons (PEPs) and complex ownership structures.
• Reviewing and assessing Source of Wealth (SoW) and Source of Funds (SoF) documentation and analysing complex client structures.
• Identifying, investigating and escalating unusual activities and transaction patterns, and supporting the preparation of Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) where required.
• Supporting responses to requests from authorities, regulators, auditors and internal control functions.
• Advising client‑facing teams on Swiss CDB
  20, AML, KYC and related regulatory requirements throughout the client lifecycle.
• Executing and continuously improving Sygnum’s AML Framework, ensuring effective implementation of policies, procedures and controls.
• Performing quality reviews and providing guidance on onboarding files, periodic reviews and remediation cases.
• Supporting regulatory and compliance projects, audits, risk assessments and strategic initiatives across the organisation.
• Leveraging data analytics, blockchain intelligence and AI‑enabled tools to enhance risk identification, investigations, monitoring effectiveness and process efficiency.
• Supporting the delivery of AML, KYC and financial crime training and awareness initiatives across the organisation.

• Degree in law, finance/economics, business administration or a related field.
• Minimum of 7+ years of experience in banking as an in‑house compliance officer or within an audit/consulting firm providing services to Swiss‑regulated financial intermediaries,…