Senior Product Manager - Consumer Checkout, POS Lending

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive.
We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One. As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need.

From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.

Job Description Product Managers at U.S. Bank are customer obsessed in driving product vision, strategy, planning, and development to deliver on our human + digital product strategy while staying ahead of evolving customer, business, technology, and market needs.

This Senior Product Manager will lead the Consumer Checkout experience for Avvance, U.S. Bank’s point-of-sale lending solution. The role is responsible for creating simple, intuitive, and transparent consumer financing experiences across the checkout journey, including application, loan option presentation and selection, acceptance, and consumer communications.

The Product Manager will own experiences delivered directly by U.S. Bank while also helping define the capabilities and APIs that enable partners to embed Avvance financing into their own checkout experiences.

As the Senior Product Manager for Avvance Consumer Checkout, you will:

Own the product vision, strategy, roadmap, and outcomes for the Avvance Consumer Checkout experience, balancing consumer needs, business objectives, partner needs, regulatory requirements, and technology considerations.

Develop a deep understanding of the point-of-sale lending journey, including application, decisioning touchpoints, loan option presentation and selection, disclosures, acceptance, and consumer communications.

Define product outcomes and OKRs and translate strategy into prioritized features, epics, and actionable delivery plans.

Lead the product direction of a cross-functional agile/scrum team, owning backlog prioritization and partnering closely with Design and Technology throughout discovery, development, launch, and ongoing optimization.

Champion the consumer experience by using customer research, behavioral analytics, funnel performance, experimentation, and other insights to identify friction and continuously improve conversion and customer outcomes.

Think across both U.S. Bank-owned and partner-embedded experiences, defining scalable capabilities and API requirements that allow partners to effectively integrate Avvance into their checkout journeys.

Maintain sufficient technical fluency to understand APIs, services, data flows, system dependencies, technical trade-offs, and how front-end experiences connect to underlying platforms.

Collaborate across Experience Design, Technology, Legal, Compliance, Risk, Marketing, Analytics, Operations, and other Product teams within Avvance and across U.S. Bank to deliver connected customer experiences.

Proactively identify and manage dependencies, risks, and trade-offs, driving decisions and alignment across…