Senior Credit Risk Specialist

Job Overview

Senior Credit Risk Specialist (MER
0003Y5Q)

Develop, implement and monitor statistical analytical tools and systems, with a focus on the acquisitions and collections process. This data-centric role aims to analyze and solve problems by employing expertise from various disciplines, such as statistics, mathematics, and machine learning in support of well-defined business goals. Participate in global Risk Management projects to ensure that best practices are utilized as it pertains to scoring and pricing quantification.

Position may require ICS compliance activities as applicable.

• Perform in-depth data quantitative analysis (e.g., machine learning, advanced analytics, text mining, pattern recognition) from multiple data sources using a variety of tools; analyze various data systems and data sets to discover new insights; apply findings to develop new risk-based collection and recovery strategies (20%)
• Data extraction, cleaning and validation for ad hoc analyses, reporting and model development (20%)
• Provide data-centric consulting to internal customers in order to guide strategic business decisions (20%)
• Test, implement and document internally developed machine learning models, while adhering to DFS policies, procedures, and processes (15%)
• Internally developing, testing, implementing and documenting new collection and/or recovery scoring models, generate quarterly monitoring reports (10%)
• Work with external vendors to test, implement and document new collection and/or recovery scoring models and vendor products, generate quarterly monitoring reports (10%)
• Evaluating and developing expertise in emerging analytics techniques, tools, and methodologies (5%)

Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will be provided for this position.

This position requires a minimum of 5-8 years of overall work experience. Preferred experience includes:

• Business-General: 3-5 years
• Collections: 1-2 years
• Credit: 1-2 years
• Finance: 1-2 years

Education:

• Bachelor's Degree is required. Master's Degree is preferred. Recommended majors include:

• Business Administration
• Economics
• Data Science
• Computer/Information Science

Additional Knowledge:

3-5 years experience in Finance, Controlling or relevant analytical positions

Skills:

• Analytical skills:
  Ability to collect data and establish facts and to identify trends and variances
• Microsoft Office

Additional

Skills:

Technical finance or analytical/statistical background and awareness of risk management and automotive financial services concepts.

Experience in database design with expert knowledge of SQL (SAS or similar programming language preferred) and MS Office.

Experience in the use of Python and machine-learning techniques applied to risk modeling is a plus.

Strong written and verbal communication skills necessary to interact with multiple stakeholders at all levels of the organization. Experience participating in cross departmental projects, and credit decision engine is highly desirable.

Recommended Prerequisites:

Retail Credit, Collections, financial analyst, risk management

Mercedes-Benz Financial Services offers competitive salary, performance-based bonuses and a full suite of benefits including 401(K) with match, generous vacation and personal time, a Mercedes-Benz car program as well as flexible work arrangements.

EEO/Minorities/Females/Disabled/Vets

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Mercedes-Benz Financial Services USA LLC

United States of America-Georgia-Atlanta

One Mercedes-Benz Drive, One Mercedes-Benz Drive, Atlanta 30328