Enterprise Credit and Counterparty Risk Analyst

Together we fight for everyone’s opportunity for a better financial future.

We will do this together — with customers, partners and colleagues. We will fight for others, not against:
We will stand up for and champion everyone’s access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future. We know that reaching this future depends on our actions today.

Like our Purpose Statement, Voya believes in being bold and committed to action. We are committed to a work environment where the differences that we are born with — and those we acquire throughout our lives — are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work.

Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision.

Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage – Apply Now

The Enterprise Credit Analyst will be responsible for assessing, monitoring, and reporting on credit and counter party exposures across non-general account portfolios. This role plays a critical part in supporting the company’s enterprise-wide risk management framework, ensuring that credit and counter party risks are identified, measured, and managed in alignment with internal policies and industry best practices.

• Conduct comprehensive credit analysis on counter parties across various non-general account exposures including reinsurance and various business unit credit exposures including client advances.
• Evaluate creditworthiness using internal and external ratings, financial statement analysis, and stress testing methodologies.
• Provide an in-depth analysis of developments in the risk profile of the counter party portfolio and formulation of strategies to mitigate risk.
• Monitor compliance with established credit risk limits and elevate potential breaches to senior management.
• Collaborate with the business, investment, treasury, legal, and operational risk teams to ensure holistic risk oversight.
• Support the development and refinement of enterprise credit risk policies.
• Prepare periodic credit risk reports for senior leadership and governance committees, including the Voya Risk Committee.
• Participate in the review and approval of new counter party relationships and transactions, ensuring alignment with risk appetite and policy guidelines.
• Maintain and enhance credit risk models and exposure tracking tools.
• Identify emerging risks that may impact the company.
• Assist in industry surveys and benchmarking exercises.
• Perform other related duties as assigned.

• Bachelor’s degree in Finance, Accounting, Economics, or related field; CFA or FRM designation preferred.
• 5+ years of experience in credit analysis, collateral management, or counter party risk management.
• Strong understanding of counter party exposure and collateral management in various structures like reinsurance structures and client advances.
• Proficiency in financial modeling and risk analytics tools (e.g., Bloomberg, Barclays POINT, Python, SQL).
• Familiarity with regulatory frameworks and internal control documents governing credit and counter party risk.
• Excellent written and verbal communication skills; ability to present complex risk concepts to senior stakeholders.

• Experience with enterprise-level credit risk oversight across multiple counter parties and legal entities.
• Demonstrated ability to work cross-functionally in a matrixed organization.
• Intellectual curiosity and a proactive approach to risk identification and mitigation.

Voya is committed to pay that’s fair and equitable, which means comparable pay for comparable roles and responsibilities.

The below annual base salary range reflects the expected hiring range(s) for this position in the…