Business Loan Officer

The Business Loan Officer primary duties involve a mix of credit analysis, sales, and client relationship management, focused on providing financing solutions to businesses.

• Building and maintaining strong relationships with clients.
• Identifying and cultivating new business opportunities for loan origination.
• Advising businesses on suitable loan products and financial solutions.
• Overseeing the end-to-end loan application process.
• Conducting comprehensive financial assessments and due diligence of loan applicants.
• Reviewing financial statements, business plans, and other relevant documents to evaluate creditworthiness and assess risk factors.
• Performing credit analysis to determine the feasibility of lending.
• Structuring and negotiating loan terms and conditions with clients.
• Preparing and presenting comprehensive loan proposals or credit summaries for approval.
• Ensuring all loan transactions comply with internal policies, legal requirements, and regulatory standards (e.g., MAS regulations).
• Collaborating with internal teams (credit, legal, operations) for timely processing, approval, and disbursement.
• Maintaining accurate records and documentation of loan applications and client interactions.
• Staying informed about market trends, competitor products, and economic conditions.
• Monitoring and managing existing loan portfolios.

• Minimum A-Levels, Polytechnic Diplomas and Above