Mortgage Post-Closing Specialist

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Regular Full-Time Administrative Headquarters, Atlanta, GA, US

4 days ago Requisition

Salary Range: $21.10 To $26.37 Hourly

Do you have 3 - 5 years past work experience performing Mortgage Post Closing tasks for a Credit Union, Bank, or related financial institution? Audit closed loan packages, clear conditions, and ensure mortgage loan compliance.

Title:

Mortgage Post-Closing Specialist

Position Status – Full Time non‑exempt (Hourly)

Reports To:

Retail Credit Underwriting Manager

Target hiring pay range: $21.10 - $26.37 per hour

The listed pay information includes the minimum rate of pay to the mid‑point rate of pay for the posted position. The actual compensation for this position may vary based upon, but not limited to, licenses or certifications, education or equivalent work experience, market data, qualifications, relevant experience, prior work and performance history, geographic location, and business sector.

We believe great work is to be rewarded with great benefits. Our benefits include, but aren’t limited to, Medical coverage with generous company contributions, Dental with employee‑only coverage paid by the company, Vision with employee‑only coverage paid by the company, Paid Time‑Off, 401k plan with a defined company match, company paid long‑term disability, short‑term disability, and company paid holidays.

Purpose:

The primary purpose of this position is to assist Center Parc Credit Union (CPCU) to live out its Mission, “To help our members achieve financial success by providing exceptional products and service.”

The Mortgage Post‑Closing Specialist is responsible for ensuring mortgage loans are properly documented, audited, and delivered post‑closing to meet investor, regulatory, and internal requirements. This includes a comprehensive review of all loan packages and final confirmation that all legal and secondary documents are executed properly.

• Adhere to and deliver on Center Parc’s core values:
  • Serve Exceptionally
  • Commit to Better
  • Find the Fun
  • Invest in Integrity
  • Follow the Numbers
  • Go Forth and Conquer
  • Protect with Passion
• Ensure all required documents (notes, mortgages, deeds of trust, assignment riders, disclosures, title endorsements, flood insurances, taxes, PMI, etc.) are present, properly executed with correct signatures and dates, and properly recorded.
• Identify, research, and resolve post‑closing exceptions, document errors, missing documents, and title or vesting issues through follow up with origination, closing, underwriting, title companies, and other third‑party vendors.
• Verify recording of security instruments and maintain tracking of recording confirmations documents and final title policies; obtain and file recorded documents.
• Ensure the loan file meets specific secondary market investor requirements to facilitate a seamless sale (includes clearing Guild post‑closing conditions).
• Prepare and deliver loan files and electronic documents to investors; complete required delivery schedules and reporting.
• As applicable, coordinate with custodians and warehouse lenders regarding funding documentation, endorsements, and custodial deliveries.
• As needed, prepare package supplemental documents (mortgage assignments, satisfactions, estoppel certificates).
• Update loan origination and post‑closing tracking systems with statuses, documentation, and status notes; compare the final loan data in Meridian Link Mortgage/Meridian Ling Consumer against the physical or digital documents to ensure 100% accuracy in interest rates, loan terms, and borrower information.
• Maintain logs of common errors or reoccurring issues; recommend process improvements to reduce exceptions, shorten delivery timelines, and improve file quality.
• Complete requests of varying degrees of complexity; some moderate in nature and others requiring extensive research and problem‑solving skills to identify and resolve issues.
• Ensure loan compliance and adhere to the provisions of the Fair Credit Reporting Act (FCRA),…