Risk Analyst

Locations: Atlanta

• Performing financial and economic data experimentation and leveraging advanced data analytics to derive critical insights.
• Review capital markets, dissect complex data, and translate it into actionable strategies to help optimize credit underwriting.
• Determining and optimizing merchant limit assignments to ensure they are set optimally to balance risk and growth and drive user engagement.
• Optimizing Clarity Pay’s portfolio, managing risk and ensuring the health and profitability of credit offerings.
• Designing and implementing inclusive credit strategies and economic credit models by utilizing alternative data and expanding credit to more users while managing the risk strategically.
• Partnering with Machine Learning and Engineering teams to build effective credit risk capabilities
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• Collaborate with Product teams to develop new products and features, the Merchant Pricing Team to value different Merchants, and the Finance team to facilitate discussions with debt and equity investors.

• 1–3 years of experience in an analytically-driven role (analytics, consulting, finance, etc.).
• Strong working knowledge of SQL and/or experience with Python or R.
• Practical and theoretical knowledge of A/B testing
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• Bachelor's or Master's degree in a quantitatively rigorous subject area (statistics, math, finance, economics, or a related field).
• Strong interpersonal skills and ability to work cross-functionally and influence both technical and non-technical audiences.
• Ability to think creatively and critically and thrive in a fast‑paced, dynamic, and often ambiguous work environment.

• Passion to redefine the lending and financial industry for the better.
• Experience utilizing and developing within cloud data warehouse tools like Snowflake or Big Query or similar services.

H1B transfer are available. No new sponsor ships.