Senior Asset- Lending Originator

Job Description

Citizens is currently recruiting for a Senior Originator in our Asset Based Lending (ABL) Group. The role is an integral position driving new client acquisition and business activity for this National Team. The role works closely with leadership in the ABL Group, Capital Markets and coverage banking (Middle Market, Mid Corporate and Corporate Finance).

Responsibilities:

• Responsible for origination activities in the ABL Group covering the South region
• The role will drive revenue generation from new ABL loans, other credit products, capital market executions and all other ancillary products.
• Work closely with Head of Originations, setting regional go-to-market strategies including specific prospects, strategy execution, and oversight of his/her deal sales process, including client selection.
• Manage the coordination of the deal team, ABL resources, as well as supporting groups such as coverage, risk and capital markets teammates.
• Simultaneously, it will be important to continue building and enhancing the Citizens brand and enhance internal and external communications including expectations management.
• Additionally, maintain market leading ABL product expertise, appropriate debt capital knowledge and risk appetite understanding to succeed on a consistent basis.

Qualifications:

• 10+ years of experience and exhibited competency in ABL origination and structuring, financial analysis, understanding and applying credit policy and credit monitoring and risk administration practices
• ABL capital markets and syndication experience a plus
• Ideal candidate is located in Atlanta or Florida (Tampa, Orlando or Miami area)
• Equivalent work experience may be considered as alternative to formal credit training program completion.
• Excellent verbal, communication, interpersonal and organizational skills required.
• Ability to multi-task and function under pressure.
• Proficient in PC applications, including projection modeling.

Education/Licenses

• FINRA licenses 79 & 63 & SIE are required or will need to be obtained within 6 months of hire date
• Bachelors Degree required.

Hours & Work Schedule

Hours per Week: 40+

Work Schedule:

Monday - Friday

• Capital Markets
• Customer Alignment
• Customer Empowerment
• Diversity and Inclusion Practice
• Financial Market Analysis
• Financial Risk Management
• Loan Origination
• Product Knowledge

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.

At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

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Background Check

• Job Identification 47863
• Job Category Advisory & Relationship Management
• Degree Level Bachelor's Degree
• Job Schedule Full time
• Job Shift 1st
• Locations 3550 Lenox Road, Atlanta, GA, 30326, US 1200 N Federal Hwy, Boca Raton, FL, 33432, US 1441 Brickell Avenue, Miami, FL, 33131, US 4211 W Boy Scout Blvd, Tampa, FL, 33607, US
• Working Hours 40
• Career Site Category Commercial Banking