Mortgage Banker (Outside-Ex) GA

Mortgage Loan Originator

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you'll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer's needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers.

At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.

• Maintain an active Ameris Bank sponsored Nationwide Mortgage Licensing System and Registry (NMLS) number in compliance with the federal S.A.F.E Act requirements.
• Establish and maintain all client relationships with realtors, builders, developers, branches and other referral agents on an on-going basis.
• Contact in person or by phone potential or existing customers to develop new business or retain existing business.
• Counsel customers on all products the customer is eligible to obtain ensuring the product chosen best fits their financial needs without steering a customer to any particular product.
• Assist customers with completing the loan application, provide/explain required initial documentation and disclosures according to the required timelines, and submit loan applications within required timelines.
• Oversee loan process by monitoring loan status and ensuring conformity with terms.
• Communicate to loan processors regarding coordination of workflow and files in process and assist in collecting additional documents and communicating loan status to all parties in a timely manner.
• Adhere to established minimum fees and product pricing structure.
• Network through industry related functions, professional, business and community organizations and activities to promote and market loan products on a monthly basis.
• Attend all purchase loan closing transactions on behalf of Ameris Bank Mortgage as required.
• Communicate with branch manager on a regular basis to update them on sales call efforts.
• Meet regularly with loan processor to review pipeline report for accuracy and status.
• Work with branch managers and other sales personnel to support bank cross-selling opportunities and other initiatives.
• Keep informed on all Ameris Bank Mortgage loan programs and adhere to all regulatory and compliance requirements.
• Meet and exceed the minimum production standards as detailed in the compensation agreement.
• Attend all required meetings.
• Complete all required training.
• Adhere to work schedule as designated by manager.
• Practices ethical sales behaviors in accordance with Ameris' core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.

• Experience using mortgage origination applications.
• Effective utilization of a contact management system.
• Knowledge of mortgage products/servicing, operations, and current market trends.
• Proven mortgage production of $5 million over the past year.
• Proven success in establishing referral relationships.

• Minimum 1 year of Mortgage experience.
• Minimum 1 year of Customer Service experience.

• High school diploma or GED required.
• Bachelor's degree preferred.

Ameris Bank provides a comprehensive employee benefit package to all eligible employees.

• Medical, Dental and Vision Insurance
• Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
• Life Insurance provided at no additional cost to employees
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan
• Ameris Bank matches 50% of your first 8% of contributions to the plan
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Tickets at Work (Entertainment discounts for Ameris Bank Employees)
• AT&T Employee Discount
• Wellness Discounts for Medical Premiums and Other Rewards
• Employee Referral Incentive
• Education Assistance
• Employee Resource Groups

• Free…