Senior Director, FP&A - Retail Finance | Hybrid

Purchasing Power is a leading employee purchase program that helps people buy the products and services they need through the convenience of payroll deduction. As part of PROG Holdings (NYSE: PRG), a Fin Tech holding company with more than 20 years of experience, we’re focused on building simple, responsible financial solutions that put people first. PROG Holdings’ portfolio includes Progressive Leasing, a market leader in lease‑to‑own solutions, Purchasing Power, and Four, a Buy Now Pay Later (BNPL) platform — all united by a commitment to innovation, access, and meaningful impact.

Purchasing Power is a leading employee purchase program that helps people buy the products and services they need through the convenience of payroll deduction. As part of PROG Holdings (NYSE: PRG), a fintech holding company with more than 20 years of experience, we build simple, responsible financial solutions that put people first. PROG Holdings’ portfolio includes Progressive Leasing, a market leader in lease‑to‑own solutions;
Purchasing Power; and Four, a Buy Now, Pay Later platform — all united by a commitment to innovation, access, and meaningful impact.

As part of PROG Holdings (NYSE: PRG), a fintech holding company with more than 20 years of experience, we build simple, responsible financial solutions that put people first.

We’re looking for a Senior Director, Financial Planning & Analysis to lead FP&A for Purchasing Power at a pivotal moment for the business. This is a build‑and‑transform role for a retail‑savvy, AI‑forward finance leader who can modernize how the business plans, forecasts, and makes decisions while partnering closely with senior leadership. The ideal candidate brings strong FP&A experience, deep business partnership skills, and a practical understanding of retail or consumer business drivers, including unit economics, margins, customer behavior, and operational KPIs.

This leader will help shape a more data‑driven, AI‑enabled finance function while building scalable processes for a growing business.

• Lead financial planning, forecasting, and budgeting with a strong emphasis on operational alignment and execution
• Serve as the financial partner to leaders across merchandising, operations, technology, and servicing, providing real‑time insight and decision support
• Drive visibility into unit economics, customer and cohort behavior, margins, and operational KPIs, and translate insights into actions that improve performance
• Build and modernize forecasting models, operational reporting, and dashboards tied directly to business drivers
• Lead adoption of AI and automation across FP&A to streamline recurring work, surface trends, pressure‑test assumptions, and create capacity for higher‑value analysis
• Set the vision for an AI‑forward finance function by identifying high‑value use cases, evaluating tools, and establishing practical, responsible workflows
• Support scenario planning and investment analysis to help leaders weigh trade‑offs and prioritize initiatives
• Partner with Accounting and central PROG finance teams to ensure accuracy and alignment of financial data and reporting
• Build scalable, right‑sized processes for a growing business, balancing structure with agility
• Lead, mentor, and develop a high‑performing FP&A team, fostering accountability, curiosity, continuous improvement, and thoughtful adoption of new tools

• 10+ years of progressive experience in FP&A, operational finance, or related roles, including leading and developing teams
• Proven retail experience is required. Candidates should bring a strong understanding of unit economics, gross margin management, merchandising and…