Senior Analyst, Financial Planning & Analysis

Overview

About Green Sky

Green Sky, LLC, headquartered in Atlanta, is a leading technology company Powering Commerce at the Point of Sale® for a growing ecosystem of merchants, consumers, and banks. Green Sky's highly scalable, proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers, driving increased sales volume and accelerated cash flow. The Green Sky® Program is operated on behalf of, and financing is offered and made by, federally insured, federal or state chartered financial institutions, which leverage Green Sky's technology to offer loans to primarily super-prime and prime consumers nationwide.

Since Green Sky's inception, nearly 6 million consumers have financed more than $50 billion of commerce using Green Sky's real time “apply and buy” technology.

Position: Senior Analyst, Financial Planning & Analysis

Reports to: Vice President, Financial Planning & Analysis

Job Description Version: Senior — Green Sky-Ready

Location: Hybrid / Sandy Springs, GA (3 days in the office, 2 days remote)

About This Opportunity:

The Senior Analyst, Financial Planning & Analysis (FP&A) is a seasoned finance professional who owns significant pieces of Green Sky's forecasting, reporting, and strategic analysis agenda with minimal oversight. Reporting to the Director of FP&A, the Senior Analyst operates as a trusted thought partner to senior finance and business leadership, translating consumer-lending performance — loan-level economics, vintage curves, funding costs, credit losses, and program-level profitability — into decisions that shape Green Sky's point-of-sale lending platform.

This is a career-ladder seat for a candidate who has already built real depth in consumer lending, specialty finance, or fintech FP&A and is ready to own work streams end to end, mentor less-experienced analysts, and represent Finance directly in front of executive and Board audiences. Success requires advanced modeling judgment, the ability to work through ambiguity with limited guidance, and polished communication in Green Sky's fast-paced, regulated fintech environment.

Reporting and financial analysis

• Own the monthly, quarterly, and annual financial reporting package delivered to senior leadership, ensuring accuracy, narrative clarity, and tie-out to Accounting
• Lead variance analysis against budget and forecast, identifying root causes and surfacing actionable recommendations to improve profitability and efficiency
• Build and deliver presentations and analyses for executive leadership and Board-level audiences
• Review and quality-control the work of junior analysts prior to distribution; serve as a technical resource on reporting standards and modeling conventions
• Partner with Accounting on month-end and year-end close, resolving more complex reconciliation and classification questions

Budgeting, forecasting, and modeling

• Own the annual budgeting and forecasting process for one or more business lines or functional areas, including scenario modeling and sensitivity analysis
• Design, build, and maintain complex financial models supporting new initiatives, product launches, funding structures, and strategic planning
• Lead loan-level and vintage-level performance analysis — yield, credit losses, prepayment/curtailment behavior, and risk-adjusted returns — and translate findings into forecast assumptions
• Evaluate the impact of funding costs, bank-partner economics, and capital structure decisions on program profitability

Business partnering and insight

• Serve as the primary FP&A partner to a function such as Credit Risk, Capital Markets/Treasury, or Bank/Merchant Partnerships, driving financial rigor into their planning
• Independently identify trends,…