Principal Software Engineer

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company.

With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

The Small and Medium Enterprises (SME) Partnerships and Cashflow division, team is looking for a Principal Sales Engineer to drive our customer experience strategy forward by consistently innovating and problem-solving. The ideal candidate will bring deep expertise in modern software architecture, with a proven ability to design and build cloud-native solutions that operate at global scale and support high transaction volumes.

As a key member of the engineering team, you will help shape a worldwide B2B technology platform that enables businesses of all sizes to seamlessly engage with Mastercard’s SME Program. As part of a global organization, you will design and deliver highly scalable, secure, resilient, and high-performing services capable of supporting a diverse and growing customer base. This is a unique opportunity to play a key role in the continued evolution and expansion of Mastercard’s SME Partnership Program while driving innovative solutions that create meaningful business impact.

• Define and lead the architectural vision for Mastercard’s SME Partnerships platform, delivering secure, scalable, and cloud-native solutions that support global business growth.
• Design and champion modern engineering standards, ensuring all solutions align with 12-factor application principles, enterprise security requirements, and industry best practices.
• Develop and maintain architectural roadmaps, technical blueprints, and service designs that drive the evolution of partnership and Cashflow platforms.
• Partner closely with product, engineering, and technology leaders to translate business objectives into innovative, compliant, and high-performing technology solutions.
• Lead architecture reviews and governance activities to ensure consistency, reliability, scalability, and adherence to enterprise design standards.
• Provide technical leadership and mentorship across engineering and architecture teams, fostering a culture of innovation, collaboration, and engineering excellence.
• Represent the Mastercard SME Program as a trusted technical leader, collaborating with Architecture & Technology teams to advance global-scale cloud and hybrid solutions while leveraging AI-driven tools to enhance engineering efficiency and accelerate delivery.

• Bachelor’s degree in computer science, Software Engineering, Information Technology, or a related technical field, or equivalent practical experience.
• Strong foundation in computer science fundamentals, distributed systems, web…