Bank President

Note: This job description has been refined for formatting while preserving all original content.

The President of Midland Federal Savings and Loan Association serves as the top executive and is responsible for the overall leadership, strategic direction, and operational performance of the institution. This role carries primary accountability for operational excellence, oversight of the Finance Department and all other departments, information technology and information security, institutional growth, compliance, and primary regulatory liaison, while fostering a strong, collaborative, and performance-driven culture.

The President ensures the institution operates in a safe, sound, and compliant manner while delivering high-quality service to customers and value to all stakeholders.

• Provide executive oversight of the executive management team, key departments such as the Finance Department, and other key officers such as the Treasurer and other non-executive management officers for asset/liability management (ALCO), balance sheet strategy, and interest rate risk management.
• Oversee internal controls, audits, and financial risk management activities.
• Present clear, accurate operational financial and operational information to the Board of Directors to support informed decision-making.
• Ensure financial governance, reporting, and controls align with regulatory expectations for safety and soundness, including examiner interactions.
• Oversee functions that may be shared, outsourced, or supported by third-party providers/vendors, such as finance, ensuring accountability, transparency, and performance standards are met.
• Ensure the integrity, accuracy, and timeliness of financial reporting, budgeting, forecasting, and asset/liability management.
• Partner with the CFO to maintain strong capital, liquidity, and earnings performance consistent with the association’s strategic plan and risk appetite.

• Provide strong, daily visible leadership to the organization, setting clear expectations and aligning teams around strategic objectives.
• Translate Board-approved strategy into executable operational, technology, and risk management plans to meet the bank's goals and objectives.
• Serve as the primary liaison to the Board of Directors, regulators, auditors, and key external partners.
• Promote a "can-do" culture that emphasizes accountability, teamwork, compliance to statutes and regulations, and continuous improvement across all functions.

• Promote ethical conduct, strong governance, and a commitment to the association’s mission and values.
• Lead, mentor, and develop executive and senior management.
• Build and sustain a collaborative, team-oriented culture grounded in mutual respect, transparency, and shared success.
• Attract, retain, and develop high-performing talent across the organization.
• Establish and maintain formal succession planning for executive leadership and key management roles, ensuring continuity of leadership and operational stability.
• Regularly assess leadership “bench strength” and development needs, and partner with the Board of Directors on succession readiness and long-term talent strategy.

• Provide executive oversight of all day-to-day operations staff of the association, ensuring efficiency, scalability, and consistency across business lines.
• Establish and monitor operational metrics, service-level standards, and internal controls along with department heads.
• Drive process improvement initiatives to enhance productivity, reduce risk, and improve the customer experience.
• Ensure business continuity, disaster recovery, and operational resilience planning are robust and regularly tested.

• Provide executive oversight of all information technology functions, including core banking systems, infrastructure, applications, and vendor management.
• Ensure technology strategy aligns with business objectives, regulatory requirements, and long-term growth plans.
• Champion modernization initiatives, including automation, data management, and secure digital delivery channels.
• Eval…