Risk Management - Real Estate Credit Risk Associate

Bring your expertise to JPMorgan

Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan

Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

• Conduct credit analysis and facilitate senior credit officer approval of lending and trading related transactions, including operating exposures, individually or as part of a deal team
• Create written credit approval documents, which include the spreading and presentation of historical financial statement information and the related financial analysis, as well as projections of future cash flows for large corporate borrowers
• Develop a well-informed and forward-looking view of the business, financial and risks associated with a company and sector
• Manage and monitor a portfolio of client credit exposures, across industry classes, on an ongoing basis
• Participate in negotiating, finalizing, and executing documentation for loans and derivatives
• Review and assign risk ratings and maintain updated credit research on their portfolio of clients
• Manage existing CRE portfolio and participate in portfolio management / surveillance projects

• Bachelor’s degree in Finance, Accounting, Business, Economics or similar discipline
• Minimum 4 years of professional work experience in corporate/commercial credit, investment banking or relevant experience within financial services or risk agency
• Academic training in the principals of accounting, corporate finance, capital markets products and macro economics
• Strong financial analysis and modeling skills
• Exceptional communication (verbal and written) and inter-personal skills
• Proficiency in Microsoft Office Suite, Excel, PowerPoint and Word

• Prior experience within major corporate bank credit team and/or credit rating agency
• Prior lending experience in real estate or corporate credit