Senior Accountant

Chicago, IL | Denver, CO | Phoenix, AZ | Remote, US

About Caribou

At Caribou, we care about giving people financial freedom so they can focus on what's most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto payments and increase the predictability of those expenses over time.

We do this by building technology to pair customers with credit unions, banks, and finance companies and by simplifying every step of the process. On average, our drivers save $162/month on their car loans while protecting their investment long term.

Caribou is led by leaders from the technology, automotive, and finance industries. We're proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others.

About the Role

Caribou is looking for a high-integrity, operational Senior Accountant who thrives in a fast-paced, high-growth environment. Reporting directly to the Senior Manager, Accounting, you will serve as foundational anchor on the Accounting team, taking direct ownership of day-to-day GL activity, while helping us build scalable accounting systems & business processes to support Caribou’s next phase of growth while hyper focused on the precision of our accounting records.

This role will:

• Ensure strict adherence to GAAP and best in class accounting policies and procedures.
• Oversee high-volume daily refinance loan transactions and own daily bank reconciliations.
• Own end-to-end Property, Plant, and Equipment (PPE) analysis, capitalization journal entries, and schedule reconciliations.
• Lead accounting onboarding for new lenders, making sure systems, approval routing, and operational requirements are fully met before launch.
• Drive key month-end close workflows including preparing complex journal entries and accruals in accordance with pre-established deadlines.
• Perform monthly balance sheet account and revenue reconciliations ensuring clean tie outs to the general ledger.
• Support monthly financial reporting deliverables, variance analysis and period-over-period flux reviews against prior periods and budget.
• Continuously audit close procedures to eliminate bottlenecks, automate manual tasks, and accelerate reporting timelines.
• Collaborate with the broader Accounting team to establish, document and enforce GAAP-compliant business processes and internal controls.
• Lead cross-departmental efficiency projects, handle audit queries, and support ad hoc financial analyses as needed.

Location: Candidates are welcome to work remotely from the states of AZ, CO, DC, IL, MD, TX, and VA with a preference for the Chicago IL, Denver CO, or Phoenix AZ areas. Caribou does provide the option to work in-office or hybrid from our Denver, CO or Chandler, AZ offices. We may consider remote candidates in CA, FL, MA, NY, OR, WA, and WI, subject to additional approval.

Eligibility by state is subject to change.

This role may require attendance at occasional in-person team meetings.

About You

You, like us, are driven to achieve your goals. At Caribou, we have just three core values:
Give a damn. Velocity. Make the assist
. We're motivated. We race towards our goals. And we help each other along the way.

• Bachelor’s degree in Accounting, CPA strongly preferred.
• 3-6 years experience in progressive accounting roles with a preference for public accounting and/or large corporate/fintech experience.
• Experience with modern accounting software required, with a preference for experience with Net Suite.
• Strong technical accounting knowledge with an understanding of US GAAP and ability to document accounting…