Senior Director Community Finance - Underwriting & Portfolio Management

Senior Director, Underwriting & Portfolio Management (UWPM) Lead

• Provide strategic direction and oversight for underwriting and portfolio management.
• Lead the analysis, assessment, and mitigation of risk at the portfolio, fund, and individual facility level for both debt and equity transactions.
• Lead credit and investment approvals, ensuring alignment with Capital One’s risk appetite and regulatory requirements.
• Oversee pipeline evaluation analytics to enable efficient closing, initial funding, and post‑closing servicing in collaboration with Originations and Loan/Equity Administration leaders.
• Manage and conduct periodic portfolio and industry reviews to forecast and identify emerging themes, risks, and issues across Underwriting, Portfolio Management, Booking, and Servicing.
• Develop and maintain relationships with syndicators, developers, investors, and government agencies.
• Drive innovation and process improvements in underwriting, risk management, and portfolio management.

• Hire, lead, and mentor a high‑performing team, fostering a culture of professional development, innovation, and operational efficiency.
• Partner with horizontal leadership to educate and develop associates on evolving market trends.
• Serve as a thought leader and brand ambassador for Capital One Community Finance at external panels, conferences, and industry convenings.

• Bachelor’s degree or equivalent military experience.
• At least 12 years of experience in underwriting, asset management, portfolio management or a combination of these in affordable housing or commercial real estate.

• Master’s degree in Finance, Real Estate, or related field.
• Extensive experience in construction lending, LIHTC investment, syndication, or asset management.
• 7+ years of people leadership experience.
• Proven ability to lead teams and solve complex problems.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Sal​ary ranges by location:

• Charlotte, NC: $245,100 – $279,800
• Chicago, IL: $245,100 – $279,800
• McLean, VA: $269,600 – $307,700
• New York, NY: $294,100 – $335,700

This role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI).

Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well‑being. Eligibility varies based on full‑time or part‑time status, exempt or non‑exempt status, and management level.

Capital One is an equal‑opportunity employer (EOE, including disability/veteran) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace.

Capital One will consider qualified applicants with a criminal history in a manner consistent with applicable laws regarding criminal background inquiries, including the New York Fair Chance Act, the San Francisco Police Code Article 49, and other applicable regulations.

For accommodation requests, contact Capital One Recruiting at or via email at Recruitin All information provided will be kept confidential and used only to the extent required to provide reasonable accommodations.

For technical support or questions about Capital One’s recruiting process, please email