Mortgage Loan Officer

Mortgage Loan Officers provide information on credit union products and services to potential borrowers according to all credit union policies and procedures as well as Federal and State rules and regulations.  Interviews all applicants for real estate loans.  Prepares, analyzes, processes and documents all required forms and related documents for real-estate loans. Approves or denies loan applications based on analysis of each applicant's background.  

Responsible for promoting credit union products and services to ensure meeting productivity goals.  Comply with all federal and state mortgage regulations and disclosure requirements. Prepare mortgage loan application and documentation for underwriting and closing.  Ensure that each real-estate loan is processed accurately, troubleshoot any issues that may arise during the processing period, and maintain Develop mortgage loan business through continual identification, development and maintenance of a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.  

This network may consist of Real Estate professionals, builders, and professional contacts, as well as other valuable referral sources enhanced by regular participation in business related development opportunities, community efforts to promote home ownership and professional organizations.
2 years’mortgage, banking or other relevant experience. of experience in Experience in consumer lending preferred.

Ability to represent Self-Help in networking functions and to develop and maintain key realtor and other relations that generate attractive loan/borrower referrals. Strong analytical and quantitative skills and ability to independently handle loan applications and assess borrower ability to successful repay loans.  Ability to consistently follow guidelines for file quality.  Ability to consistently meet productivity goals.  Ability to secure and maintain NMLS certification.  

Ability to work collaboratively on team  Strong organization, computer and customer service skills Strong communications including strong writing skills and presentation skills.  skills  
* Mission Before Self
* Service With Excellence
* Embracing & Promoting Change
* Results Not Credit
* Diversity as a Strength
* Financial Sustainability for Mission Impact Compensation range depending on experience and geographical location:

MIN $56,770 MID $70,962 MAX $79,584
* Ability to travel and work evenings and weekends as needed
* Bilingual Spanish/English a plus.
* Proficiency with Word, Excel and Power Point
* Strong commitment to our mission – creating economic opportunity for traditionally underserved communities.
* Preference for working in organizations that place priority on teamwork and collaboration.

Ability to demonstrate Self-Help's Core Values:

Self-Help is a family of Mission Driven non-profit financial organizations. Our national foot-print means we offer strong benefits and opportunities across the country. Our inclusive collegial culture means that no matter where you're located, you're part of a shared mission.
At Self-Help we don't just go to work. We create change - and we do it together. Join Us!
#J-18808-Ljbffr