Asset Manager - Renewable Energy

General Function

This position serves as a first line of defense within the Line of Business (LOB) exercising independent judgment and decision making around loan draw requests in the Solar industry portfolio and alerting the PMs of any violations or pending issues as it relates to production numbers and covenants. It also assists with the Solar Credit Portfolio dashboard and Credit Excellence Process while working in alignment with the PMs and Credit Analysts.

The role is responsible for understanding the strategic goals and objectives of the business and providing necessary support and solutions to help meet those objectives. The Solar Loan Administration Analyst works closely with our Commercial Clients to ensure all legal and due diligence items are completed in a timely and compliant manner. The role is accountable for risk by exchanging ideas, elevating concerns, and following policies and procedures as defined.

A focus on delivering a positive customer experience while operating within the Bank’s risk appetite is essential.

• Leads the monthly review and update of the Solar Credit Portfolio dashboard, interacting with line-of-business managers to review portfolio status updates.
• Collects and reviews renewable-energy loan portfolio reporting, confirms loan production and collateral information for data validation; reviews and updates financial off-taker and credit rating information; creates charting and table data illustrations for KPI and KRI reporting.
• Leads the quarterly presentation of the Solar Credit Portfolio dashboard for Executive Management.
• Maintains broad working knowledge of commercial lending functions and supporting risk processes.
• Approves and processes construction draws, including monitoring construction timelines and conversion of construction phase to term phase in AFS.
• Tracks post-closing deliverables and works to clear those items, including legal documentation.
• Supports the Credit Excellence Process at a portfolio-wide basis while working closely with PMs and Credit Analysts who are individually accountable for their portfolios.
• Interprets solar production data and covenant compliance and alerts the team of any issues.
• Issues Letters of Credit associated with solar projects.
• Monitors upcoming Portfolio Management requirements, including loan ratings, Tier1’s, etc.
• Collaborates with Regional Closing Managers to ensure timely and accurate onboarding and loan-closing processes are completed.
• Manages and monitors all portfolio activity, including delinquent payments, overdrafts, and late fees.
• Develops presentations and analysis, leveraging analysis to provide insight.
• Identifies and develops self-directed advanced learning opportunities.

None.

• Bachelor’s degree preferred.
• 2+ years of Commercial Banking experience in renewable-energy asset management, commercial banking, and/or construction monitoring.
• Highly proficient analytical skills, critical thinking and problem-solving skills.
• Experience managing a commercial client portfolio.
• Experience managing large sets of bank portfolio data and performing KPI/KRI analysis for senior management review.
• General understanding of commercial credit functions.
• Potential for future growth within the commercial line of business with leadership potential.
• Ability to lead program development with minimal input when appropriate to skillset.
• Team player with ability to partner, develop and maintain relationships with stakeholders, including clients, relationship managers and credit teams.
• Excellent written and verbal communication skills.
• Highly self-motivated; ability to work independently with minimal supervision; self-directed.
• Some credit analysis experience preferred.
• Experience in loan administration in construction/Solar industry desirable.
• Proficient with technology and ability to learn new applications.
• Normal office environment with little exposure to dust, noise, temperature.
• Proficiency in basic software applications such as Microsoft Word, Excel, Outlook, and Internet Explorer.

All the above duties and responsibilities are essential job…