Risk Management - Asset Lending Credit Officer - Vice President

Lead Credit Officer In Asset Based Lending Credit Risk

Bring your expertise to JPMorgan Chase and join a leading team of ABL credit risk professionals. In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient and your work will have a direct impact supporting responsible business growth while anticipating new and emerging risks. Further, using your expert judgement you work to solve real‑world challenges that impact our company, customers and communities.

Our culture is all about thinking outside the box, challenging the status quo and striving to be best‑in‑class.

• Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends, and lead ABL credit relationship with borrower and internal stakeholders.
• Perform due diligence for loans, derivatives, leases and cash management including: financial due diligence, financial and/or liquidity modeling, field exam, appraisal and legal diligence.
• Lead ABL credit structuring and legal document negotiations.
• Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations.

• Minimum 5 years' experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge.
• Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation.
• Excellent communication and presentation skills – both written and verbal.
• Ability to think critically and multitask in a fast‑paced environment.
• Strong interpersonal and relationship development skills.
• Proficiency in Microsoft Excel, Word, PowerPoint and Outlook.
• Bachelor's degree.

• Formal credit training program a plus.
• Bachelor's degree in Accounting or Finance preferred.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal‑opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans.