Credit Analyst

Commercial Credit Analyst

Location: Chicago, IL (On-Site)
Compensation: $80,000 - $110,000 Base Salary
Benefits: 401(k) Match, Profit Sharing, Comprehensive Benefits Package

A well-established and growing community bank in the Chicago market is seeking a Commercial Credit Analyst to join its lending and credit team. This position has become available due to the relocation of a valued team member and offers an excellent opportunity for an analyst who enjoys working closely with commercial lenders and management in a collaborative banking environment.

The bank is looking to move quickly and is actively interviewing qualified candidates.

• Analyze commercial loan requests and prepare detailed credit presentations.
• Evaluate borrower financial statements, tax returns, cash flow, and collateral.
• Assess credit risk and make recommendations regarding loan structure and approval.
• Perform financial spreading and ratio analysis.
• Monitor existing loan relationships and identify emerging credit concerns.
• Assist lenders with portfolio management and annual credit reviews.
• Ensure compliance with bank credit policies and regulatory requirements.
• Prepare written credit memorandums for management and loan committee review.
• Support commercial lending activities through thorough credit analysis and risk assessment.

• 2-5 years of commercial credit analysis experience within a bank or financial institution.
• Strong understanding of commercial lending principles and credit risk analysis.
• Experience analyzing commercial real estate (CRE) and/or C&I loan relationships preferred.
• Ability to interpret financial statements, tax returns, and cash flow analyses.
• Strong written and verbal communication skills.
• Detail-oriented with excellent organizational and analytical abilities.
• Bachelor's degree in Finance, Accounting, Business, or a related field preferred.

The ideal candidate will possess a solid foundation in commercial credit analysis and be comfortable working in a fast-paced banking environment. This individual should be able to independently analyze credit relationships while partnering effectively with lenders and senior management.

• Base Salary: $80,000 - $110,000
• 401(k) Match
• Profit Sharing
• Competitive Benefits Package
• Opportunity for career growth within a stable and respected community bank

If you are looking to join a relationship-focused bank where your analytical skills will have a direct impact on lending decisions, I'd like to speak with you.

For additional information on this opportunity contact Chris Popp directly at . Resumes may be confidentially sent to