Credit Product Specialist; Healthcare

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are united in delivering the best experience for our customers and fostering an inclusive workplace culture where all employees feel respected, valued, and have an opportunity to contribute to the company’s success. As a Credit Product Specialist (Healthcare) within PNC’s Regional Credit Products Group organization, you will be based in Denver, CO;
Dallas, TX;
Houston, TX; or Chicago, IL.

Job : R214478

• Serves as a market‑level credit product expert. Structures and advises clients on various types of credit and credit‑related transactions to meet clients’ needs while staying within the bank’s risk profile. Responsible for the entire execution of credit‑related products and other credit products including ACH, FX, EF, and derivatives. Manages the diligence/approval process, negotiates all legal documents, and oversees closing.
• Directly responsible for managing a portfolio of borrowers and all portfolio‑management activities, including direct and ongoing communication with the clients.
• Collaborates with RMs and other product partners (TM, FX, DCM) to assess credit needs, generate ideas, and deliver integrated solutions. Assesses industry dynamics to advise on the best solutions and participates in client and prospect calls with RMs.
• Structures credit transactions within the bank’s credit‑risk appetite. Leads internal white‐boarding and diligence sessions to evaluate viable solutions.
• Drives the internal credit approval process, loan documentation, and closing.
• Provides indirect management of a team of employees to handle all aspects of the credit process, and plays a key role in training, mentoring, and developing junior talent.

PNC employees are expected to be customer focused, risk‑aware, and capable of leveraging their knowledge to create customized customer solutions, while ensuring adherence to PNC’s Enterprise Risk Management Framework.

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for the role. The following are required or preferred:
Education – Bachelor’s degree or higher (Master’s, PhD, or equivalent);
Experience – Typically 8+ years of industry‑relevant experience;
Certifications – No required certifications, but relevant credentials are an advantage.

Analytical Thinking, Commercial Real Estate, Competitive Advantages, Consumer Lending, Credit Risk Management, Data Analytics, Decision Making, Financial Operations, Portfolio Risk, Risk Appetite

Client Relationship Management, Credit Analysis & Verification, Decision Making & Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting, Negotiating, Portfolio Management

Base Salary: $ – $. Salary may vary based on geographic location, market data, and individual skills, experience, and education. This role is incentive‑eligible with compensation based on company, business, and/or individual performance.

PNC offers a comprehensive benefits package, including medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options, life insurance, short‑ and long‑term disability protection, 401(k) with PNC match, pension and stock purchase plans, dependent care reimbursement account, backup child/elder care, adoption, surrogacy, and doula reimbursement, educational assistance, wellness program, and robust paid time off (maternity/parental leave; up to 11 paid holidays;

9 occasional absence days; 15–25 vacation days). Learn more at

If an accommodation is required to participate in the application process, please contact us via email at  All information will remain confidential and used only for providing reasonable accommodations.

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other protected categories. Certain criminal background requirements apply pursuant to Section 19 of the FDIA, SAFE Act, and FINRA regulations.

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