Credit Product Specialist; Healthcare

Position Overview

At PNC, we deliver the best experience for our customers while fostering an inclusive workplace culture where all employees feel respected, valued, and have an opportunity to contribute to the company’s success. As a Credit Product Specialist (Healthcare) within PNC's Regional Credit Products Group, you will be based in Denver, CO;
Dallas or Houston, TX; or Chicago, IL. PNC is an in‑office company that encourages professional growth and work‑life balance.

• Serve as a market‑level credit product expert.
• Structure and advise clients on various types of credit and credit‑related transactions.
• Execute credit products, including ACH, FX, EF, and derivatives.
• Manage the diligence and approval process, and negotiate all legal documents and closing.
• Partner with the Relationship Banking team to identify and drive revenue through credit products.
• Directly manage a portfolio of borrowers, including ongoing client communication.
• Collaborate with RMs and other product partners (e.g., TM, FX, DCM) to assess credit needs and deliver integrated solutions.
• Participate in client and prospect calls in conjunction with the RMs.
• Structure credit transactions within the bank’s credit‑risk appetite.
• Lead internal white‑boarding and diligence sessions to assess viable solutions.
• Drive the internal credit approval process, loan documentation, and closing.
• Independently manage a team of employees to handle all phases of the credit process.
• Play a key role in training, mentoring, and developing junior talent.

• Bachelor’s degree or higher; a Master’s, Ph.D., or relevant certifications are desirable.
• Minimum eight (8) years of relevant industry experience.
• Strong knowledge of credit analysis, underwriting, portfolio management, and risk appetite.
• Excellent client‑relationship management and communication skills.
• Proven ability to assess industry dynamics and recommend appropriate credit solutions.
• Experience negotiating legal documents and managing the credit approval process.
• Leadership experience in training and developing junior talent.
• Preferred skills: analytical thinking, data analytics, decision making, financial operations, portfolio risk, and effective communication.

Base Salary: $ – $ (may vary by location, market data, and individual qualification).

Benefits include medical, prescription drug, dental and vision coverage; life insurance; short‑ and long‑term disability protection; 401(k) with PNC match; pension and stock purchase plans; dependent care reimbursement; and a robust wellness program. Paid time off, holidays, and vacation days are provided in accordance with eligibility and career level.

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or any other protected class. This position is subject to the Uniform Access to Jobs act, FDIA, SAFE Act, and FINRA regulations. Applicants with a criminal history that is disqualifying under these laws will not be considered.

If an accommodation is required to participate in the application process, please contact us via email at  and include “accommodation request” in the subject line, your name, the job , and preferred method of contact.