Director, Private Credit Special Assets Management

+ Experience in private credit and middle-market leveraged finance underwriting and/or special assets management

+ Proven track record in leading and coordinating bank groups

+ Established network of relationships with financial advisors, legal counsel, and independent directors

Delivers an exceptional customer experience for a defined portfolio of high risk borrowing accounts by applying expertise to reduce the Bank's loss exposure and manage risks. Advises internal and external stakeholders on complex, high-risk credit risk transactions and mitigation strategies. Makes credit decisions/recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures. Works with stakeholders to deepen relationships and grow the overall profitability of the portfolio.

+ Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis.

+ Provides credit coaching, training and support to direct team and other stakeholders as required.

+ Provides strategic input into business decisions as a trusted advisor.

+ Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.

+ Acts as a subject matter expert on relevant regulations and policies.

+ May network with industry contacts to gain competitive insights and best practices.

+ Influences and negotiates to achieve business objectives.

+ Identifies emerging issues and trends to inform decision-making.

+ Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution.

+ Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals.

+ Conducts independent analysis and assessment to resolve strategic issues.

+ Acts as the prime subject matter expert for internal/external stakeholders.

+ Ensures alignment between stakeholders.

+ Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting.

+ Defines business requirements for analytics & reporting to ensure data insights inform business decision making.

+ Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.

+ Leads the development of the communication strategy focusing on positively influencing or changing behaviour.

+ Collaborates across BMO to develop communications strategies and ensure consistency of messaging, in order to positively influence or change behaviour.

+ Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.

+ Supports credit due diligence activities for bank acquisitions or integration.

+ Monitors the financial and risk performance of account portfolio; performs financial and risk analysis of customer and account information to provide insights and recommendations on how to improve quality, liquidity and Bank's security position.

+ Documents decisions on credit transactions with rationale that can be understood and explained to customers.

+ Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as alternative solutions.

+ Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies.

+ Maintains and enhances knowledge around lending issues, including loan structure, collateral, foreclosure, bankruptcy and the various regulations that directly impact the Bank.

+ Provides credit risk coaching and advice to sales & service employees to increase awareness of risk, policy, and knowledge of structuring transactions.

+ Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.

+ Builds effective relationships with internal/external stakeholders; includes legal and insolvency professionals and other consultants/advisors in the commercial business community.

+ Gathers and formats data into regular and ad-hoc reports, and dashboards.

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