Underwriter - Private Equity Credit

Ideal candidate will have formal credit training and/or experience in commercial lending. Exposure to private equity, fund finance or private banking credit is preferred.

Provides a superior level of customer service and portfolio management in lending services for all existing and potential clients and in support of a team of specialists and relationship managers. Provides technical expertise for proactive credit analysis, structuring, decisions, and portfolio monitoring. Applies lending expertise to a lending and deposit portfolio of accounts or part of the lending process (e.g. underwriting, funding, monitoring).

+ Provides advice and support where needed with a focus on unique and complex credit transactions for prospects and clients.

+ Identifies cross-selling opportunities to increase client penetration for banking, investments and deposits.

+ Prepares new business proposals or presentations to clients/prospects.

+ Participates in activities for client meetings and account opening documentation.

+ Provides day to day technical support and management of accounts for team members and customers.

+ May act as lead relationship manager.

+ Ensures timely resolution of all client questions and concerns, both internal and external.

+ Performs client sales & service support activities as required to meet client needs and maintain overall service standards.

+ Determines client needs and ensures timely and accurate completion of transaction processing.

+ Provides after sales support and handles exceptions tactfully, accurately and efficiently in accordance with Bank policy.

+ Recommends and implements solutions based on analysis of issues and implications for the business and the client.

+ Assists in the development of strategic plans.

+ Identifies emerging issues and trends to inform decision-making.

+ Maintains detailed knowledge and understanding of the integrated private banking services and offerings and lending procedures.

+ Partners with the leadership team on strategic direction and complex line-of-business projects.

+ Conducts independent analysis and assessment to resolve strategic issues.

+ Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.

+ Collaborates with internal and external stakeholders in order to deliver on business objectives.

+ Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.

+ Completes comprehensive analysis for risk, financial and profitability rating and assessments.

+ Breaks down strategic problems, and analyses data and information to provide insights and recommendations.

+ Monitors and tracks performance, and addresses any issues.

+ Designs and produces regular and ad-hoc reports, and dashboards.

+ Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.

+ Coordinates account management activities with deal team members and internal groups.

+ Performs audits and quality checks, to ensure decisions are adequately documented and clearly communicated.

+ Manages operational audits and controls for banking and account administration.

+ Manages day to day portfolio administration activities through the completion of a wide variety of credit, non-credit, and related activities.

+ Monitors the timely and accurate setup & maintenance of accounts, including account setups, collateralization, and documentation.

+ Provides input into the planning and implementation of operational programs.

+ Executes set-up, maintenance, and advancement of lending products and related account administration as per guidelines.

+ Verifies and processes loan drawdowns, ensuring they are within the terms of the credit authorization and completion of required security documentation.

+ Reviews and actions overdrafts and other monitoring reports in a timely manner.

+ Sets up and completes margin / covenant tests within established time frames.

+ Maintains control of security collateral including preparation and registration.

+ Identifies, diarizes, and monitors accounts for security renewals, registrations, and other expiry dates to meet compliance requirements.

+ Monitors and controls the integrity of lending documentation.

+ Collects fees applicable to credit terms and conditions or account agreement.

+ Identifies business needs, designs/develops tools and training programs; may include delivery of training to audiences.

+ May specialize as either a funding specialist or a credit underwriting specialist.

+ As a funding specialist, facilitates the funding process acting as a final and independent control point for legal documentation and ensures that the security/legal documentation reflects what was approved; all terms and conditions noted in the credit application have been met; proper execution/perfection of all documents prior to…