Associate, Commercial Banking - Healthcare, Ed & Nonprofit - AVP

Commercial Associate

We are seeking a highly motivated associate for a front-office coverage role on Healthcare, Higher Ed & Nonprofit team. This position is an excellent opportunity for individuals looking to build a career in a nonprofit industry.

The commercial associate role is an entry level position  associate will receive a strong foundation of knowledge and training, gain real-world experience and add immediate value to the team. This role focuses on developing core competencies in financial analysis, credit risk assessment, and client management within the dynamic of the nonprofit industry.

• Portfolio Management:
  Cover a portfolio of 40-50 clients in conjunction with deal teams comprised of analysts, associates, vice presidents, and senior credit officers.
• Transaction Execution:
  Act as a primary contributor and reviewer in all facets of deal execution, including in-depth financial analysis, complex financial modeling, risk analysis, and due diligence for credit extensions to new and existing clients.
• Client & Partner Interaction:
  Support senior bankers in managing client relationships and interact with various internal partners, including loan structuring & syndications, commodities, treasury & trade services, and various operations functions to deliver integrated financial solutions.
• Team Development:
  Assist with the training and professional development of junior analysts on the team.
• Industry Analysis:
  Conduct detailed company research and industry analysis to identify key trends, risks, and opportunities within the nonprofit sector.
• Risk Management:
  
  Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the bank, its clients, and assets. This includes driving compliance with applicable laws, rules, and regulations, adhering to policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency.

• 1-2 years of associate work experience.
• Proficiency in financial modeling and financial data analysis is required.
• Strong presentation skills.
• Strong analytical and problem-solving skills.
• MS Word, Access, Excel, and PowerPoint are second nature.
• Obtain series 63 and 79 licenses, and pass sie, within 150 days of joining.

• Bachelor's/university degree is required.

Management Development Programs

Graduate

Full time

New York New York United States

$ - $

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit  Available offerings may vary by jurisdiction, job level, and date of hire.

Please see the requirements listed above.

For complementary skills, please see above and/or contact the recruiter.

ago 05, 2026

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any jurisdictional considerations, with specific provisions for your country (where relevant) for further details.

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