Portfolio Manager II, Franchise Finance

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich.,

and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and annual discretionary bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours Promote from within culture

The Portfolio Manager II supports the Franchise Finance Group by gathering, analyzing, and presenting business and personal financial data collected for the purpose of issuing, amending, extending, renewing, monitoring and testing commercial credit facilities, in the franchise finance space. In collaboration with internal and external deal team members the Employee will participate in all aspects of the Borrower relationship, including initial screening, underwriting and on-going portfolio management.

The Employee is expected to liaise between all parties to ensure timely and efficient tracking and analysis that meets the expectations of the Borrowers, Lenders and Administration Teams.

Underwrite credit requests

Prepare, review and present credit summaries for approval;
Collect, spread, analyze, and maintain financial statements;
Support loan documentation, due diligence, and closing efforts;
Participate in opportunity assessment and prospecting process;
Prepare borrower, brand and portfolio reviews;
Test and monitor financial covenants consistent with loan requirements;
Maintain timely and accurate risk ratings;
Train in negotiating loan documentation Train in negotiating syndicated loans and communicating with loan syndicate Comply with all bank policies and procedures as well as applicable state and federal regulations and complete all required compliance training in a timely manner Performs other duties as required

Bachelor’s degree in finance, accounting, or related area of study 3 + years of Franchise Finance Experience Required Knowledge,

Skills and Abilities

Strong understanding of risk management and credit mitigants Knowledge risk ratings analysis, corporate finance and/or research Strong analytical and financial modeling ability Critical thinking skills Strong client service skills Strong organizational skills Strong verbal and written communication skill Strong relationship building skills Proficiency using Microsoft Office software products including advanced Excel modeling skills

• Medical Insurance
• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long-term Disability Insurance
• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation…