Sr Data Scientist at PayPal Inc. in Chicago, Illinois

Job Title

This job will lead the development and implementation of advanced data science models and algorithms.

Essential Responsibilities:

• Lead the development and implementation of advanced data science models.
• Collaborate with stakeholders to understand requirements.
• Drive best practices in data science.
• Ensure data quality and integrity in all processes.
• Mentor and guide junior data scientists.
• Stay updated with the latest trends in data science.

Minimum Qualifications:

• 3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience.

Additional Responsibilities &

Preferred Qualifications:

Your way to impact:

• Own the areas of Fraud risk policy:
  Work on Broad area of projects from card risk strategies, acquisition and payment risk strategies, all depending on the business need.
• Work closely with Stakeholders: this includes Credit Risk, Product, finance teams to optimize fraud strategies and portfolio performance.
• Proactively identify emerging fraud trends and propose mitigation strategies.
• Maintain and develop Monitoring and Alerting capabilities: to clearly monitor the PPC Card program health and simplify insights for key stakeholders.
• Present regular updates to senior leaders: on Portfolio Health, highlights, lowlights, and actionable insights.

Your day to day:

• In this role you will have full ownership of portfolio and is responsible for end-to-end management of Fraud loss and decline rates.
• Works independently and proficiently. Accountable for own results.
• Collaborate with different teams to develop strategies for fraud prevention, loss savings, and optimize transaction declines.
• Analyze and assess risks to provide informed recommendations for mitigation strategies
• Prepare periodic KPI reports summarizing the business units' risk and control environment for senior management

What do you need to bring:

• 4+ years of domain expertise
• Excellent Problem-Solving
  
  Skills:
  
  Strong judgment and the ability to think strategically, creatively, and practically to address complex challenges.
• Advanced Analytics expertise:
  Proficiency in SQL, Python, Advanced Excel, Tableau, and other analytics tools, with a proven track record of using them to solve real-world problems.
• Exceptional communication skills:
  Outstanding written, verbal communication abilities, capable of translating complex technical concepts into clear, actionable insights for diverse audiences
• Collaboration & Influence:
  Strong ability to collaborate across teams, build relationships, and drive results through influence and teamwork
• Experience in Payments / Transaction risk management / Credit / Fraud Risk is a strong plus.

Pay Range:
Chicago, Illinois ($ - $ Annually)

Pay Pal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. All communication regarding your application will come from official Pay Pal email domains.

Our Benefits:
At Pay Pal, we're committed to building an equitable and inclusive global economy. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Commitment to Diversity and Inclusion:
Pay Pal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. Pay Pal will provide reasonable accommodations for qualified individuals with disabilities.