Underwriting Specialist, Excess Casualty

POSITION SUMMARY

The Underwriting Specialist, Excess Casualty ("UWS") reviews and analyzes new business, renewal submissions and mid-term endorsement requests to determine acceptability for quoting/binding within their granted Letter of Authority and established underwriting unit guidelines. The Underwriting Specialist is responsible for growing and maintaining a profitable book of business through careful risk selection and alignment with IFG risk appetite and target book mix objectives.

All IFG underwriters must demonstrate discipline with respect to risk classification, rate management, terms and conditions as well as compliance standards across their entire book of business. The UWS must also closely manage their production metrics and maintain high standards of service and responsiveness to assigned agents and/or brokers.

This position plays a pivotal role in driving profitable growth, ensuring our offerings remain competitive and compelling to customers while maintaining underwriting discipline. The Underwriting Specialist will serve as the critical link between underwriting strategy and sales execution. The UWS will be the team’s coverage, industry sector or class of business subject matter expert. Expanded responsibilities include contributing to strategic initiatives, authoring white papers and designing and delivering employee training programs.

The UWS will partner with the actuarial, product development, claims and operations teams to evaluate risk, set appropriate pricing and ensure alignment with underwriting guidelines. The UWS’ insights will help shape offers that are both market relevant and financially sound.

• Effectively contributing to the implementation of underwriting strategies such as pricing models and solutions including product development, underwriting tools and process enhancements for a defined portfolio.
• Monitoring underwriting strategy relating to performance metrics, data and actionable insights.
• Providing technical underwriting expertise and resolving technical problems by referring to established policies and procedures.
• Operating within established IFG Companies’ risk appetite and underwriting governance policies, ensuring all decisions align with regulatory and internal standards.
• Supporting the creation and refinement of technical underwriting guidelines and best practices to enhance consistency and quality.
• Developing and maintaining strong relationships with assigned agents/brokers through regular communication, problem resolution and clear explanation of underwriting policies while effectively writing and retaining accounts.
• Visiting agencies and brokers as needed, with travel up to 25% of the time. Participating in agency training and educational initiatives to strengthen partnerships.
• Performing other duties, as required.

For New Business:

• Selecting, pricing, classifying and determining program structure and coverage terms for individual risks in accordance with line-specific guidelines, strategies and underwriting philosophies.
• Monitoring key performance metrics to meet individual and business unit goals.
• Applying customized underwriting strategies to optimize long-term profitability, including pricing, retention, endorsements, limits, defense strategies, coverage triggers, indemnity structures and security requirements.
• Meeting producer and marketing goals while maintaining underwriting integrity and overall profitability of the product line.
• Developing agency sales/business plans and frequently partnering with the Regional Manager to shape region/group sales strategies for profitable growth.
• Cultivating and maintaining strong relationships with brokers, providing education on IFG product offerings and promoting the IFG…