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Consumer Direct Mortgage Originator

Job in Chicago, Cook County, Illinois, 60290, USA
Listing for: Guaranteed Rate, Inc.
Full Time position
Listed on 2026-07-13
Job specializations:
  • Sales
    Financial Sales, Banking & Finance
  • Finance & Banking
    Financial Sales, Banking & Finance
Salary/Wage Range or Industry Benchmark: 65000 - 95000 USD Yearly USD 65000.00 95000.00 YEAR
Job Description & How to Apply Below

Overview

Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their home ownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate’s Loan Officers rank among the best in the country.

From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, Flash Close℠, MyAccount and the Language Access Program — has earned recognition from Housing Wire, Scotsman Guide, Nerd Wallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at

Job Profile

Mortgage Originator

Responsibilities
  • Inside sales for the Consumer Direct department at Rate.
  • Provide impeccable follow up with borrowers that have applied for a home loan on  or any one of our aggregate partners.
  • Maintain all company, state, and federal compliance standards.
  • Engage and excel in everyday sales activity that will contribute to a minimum standard of funded loans per month.
  • Promote the significant advantages of working with Rate.
  • Build rapport with clients to ensure we are identifying the best solution for the loan needs.
  • Interview applicants to determine financial eligibility and granting loans.
  • Counsel on the home buying or refinance process, providing exceptional client service along the way.
  • Reply to potential inquiries from company-generated prospects.
  • Reach or exceed sales goals and objectives.
  • Operate in compliance with laws and regulations.
Skills and Competencies
  • Effectively manage all leads through our Lead Management System.
  • Use state of the art technology to complete loan applications, run credit decisions, price loans in real-time, and continue to build and maintain client database.
  • Fill a position on an innovative and exciting team that is defined by Core Values that are revolutionizing Life's Biggest Purchase and the Mortgage Industry.
Qualifications
  • NMLS Licensed.
  • The ability to identify and pursue sales opportunities effectively.
  • Familiarity with computers and banking applications/software.
  • Dedication to learning — ongoing sales and industry training to help you succeed.
  • Excellent communication and interpersonal skills.
  • Customer satisfaction orientation and sales competencies.
  • Adaptability, resiliency, and openness to industry changes.
  • Ability to work in a goal-oriented environment.
Benefits
  • Rate is an Equal Opportunity Employer with inclusive policies.
  • Comprehensive benefits program including company-sponsored 401(k); vacation; medical, dental, vision, and prescription drug benefits; flexible benefits; life and disability coverage; commuter benefits; pet insurance; time off and leave; well-being resources; and other supplemental benefits.
  • Optional benefit details may vary by location; see Washington State-specific offering information if applicable.
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