Retirement Plan Advisor

The Retirement Plan Advisor at Clearwater Capital Partners is a client-facing role responsible for driving new retirement plan business while managing and advising a portfolio of institutional clients. The position combines business development, fiduciary oversight, and day-to-day plan advisory services, including proposals, plan design, investment oversight, and committee and participant education. As part of a growing RIA, the advisor builds long-term client relationships while ensuring compliant, high-quality retirement plan solutions that support strong participant outcomes.

This is a full-time, on-site position

• Proactively identify, cultivate, and pursue new retirement plan opportunities through direct outreach, networking, leveraging existing relationships, and participating in industry and community events; build and nurture prospect pipelines to support consistent business growth.
• Prepare and organize materials for service and recordkeeping platform proposals.
• Deliver prospect presentations to potential clients.
• Conduct retirement plan prospect research, evaluate opportunities, and review proposals with the Director of Retirement Plans.
• Support Wealth Advisor business through ongoing education and training initiatives.
• Manage the conversion process for new plan business and communicate progress to plan sponsors.
• Maintain and update the CRM and client records.
• Oversee and monitor a portfolio of Qualified and Non-Qualified plans, providing needed oversight.
• Review and maintain core investment funds within retirement plans for ongoing suitability.
• Manage Investment Committee and Participant Education requirements in collaboration with the team.
• Evaluate plan benchmarking , fee analysis, and periodic fund menu reviews performed by team members or third-party advisors, ensuring competitive, compliant results and providing actionable recommendations.
• Serve as a co-fiduciary and document plan decisions to mitigate sponsor liability and uphold regulatory standards.
• Advise clients on plan design optimization such as auto-enrollment, auto-escalation, Roth adoption, and eligibility changes, adapting to evolving workforce needs.
• Provide input for financial wellness programs, employee engagement initiatives, and participant communications to enhance retirement outcomes, collaborating as needed with colleagues or external partners.
• Understand payroll integration, vendor contracts, and the roles of service providers (recordkeepers, TPAs, auditors) to improve and streamline client experience.
• Use technology (e.g., plan dashboards, apps, wellness platforms) for reporting and analytics on plan health, participation, and retirement readiness.
• Pursue ongoing professional development and maintain required certifications in response to regulatory and industry changes.

• Experience preparing service proposals and organizing supporting materials for retirement plans.
• Skilled in delivering polished presentations to both prospective and current clients.
• Proficient in conducting prospect research, engagement, and proposal review in partnership with team leaders.
• Ability to facilitate education programs and training for clients.
• Skilled in tracking plan conversions, updating key stakeholders, and managing implementation timelines.
• Detail-oriented and organized in maintaining CRM databases and client records.
• Ability to provide oversight for retirement plan portfolios, including Qualified and Non-Qualified plans.
• Experience collaborating on Investment Committee agendas and Participant Education strategies.
• Knowledge of benchmarking, fee analysis, and fund review processes for retirement plans.
• Understanding of co-fiduciary roles and regulatory requirements (SECURE Act, IRS, DOL, ERISA).
• Familiarity with plan design features and trends in workforce retirement needs.
• Proficiency in the use of plan analytics and technology platforms for reporting on plan health and participant activity.
• Minimum 5 years of direct experience acquiring new retirement plan clients and providing ongoing support for plan administration, service, or consulting.
• Active Series 65 license (Uniform Investment Adviser Law Exam) required.
• Commitment to continuous learning, including maintaining and pursuing additional credentials (such as AIF, CRPS, etc.) as needed to stay current with industry standards.

• Competitive compensation package with bonus opportunities based on AUM.
• 401(k) plan with company match.
• Equity bonus opportunities.
• Paid vacation, holidays, and sick time.
• Aura cyber security membership.
• Reimbursement for continuing education, certifications, etc.

CCP is proud to provide equal opportunity in employment to all associates and applicants for employment. No person is or will be discriminated against because of perceived race, color, ancestry, gender, sexual orientation, gender identity, results of genetic testing, religion, age, national origin, disability, veteran or marital status, or any other…