Underwriter, Insurance

Responsibilities

• Independently review, evaluate, and approve new business applications and renewals in alignment with carrier underwriting guidelines, procedures, and delegated authority.
• Respond to broker submissions and referrals through the point-of-sale system within established service timelines.
• Determine appropriate pricing using predictive modeling tools and approved underwriting deviations in collaboration with underwriting leadership.
• Apply advanced rating techniques including loss rating, composite rating, and other non-traditional rating methodologies.
• Prepare and deliver competitive quotes, issue policies, and proactively follow up to satisfy outstanding underwriting requirements.
• Pre-screen renewal accounts and provide recommendations regarding retention, modification, or non-renewal.
• Manage an assigned territory and/or broker relationships with full accountability for profitability and growth results. Analyze performance trends and recommend corrective actions when needed.
• Stay informed on industry trends, market conditions, competitor activity, and state regulatory changes impacting commercial auto underwriting.
• Maintain and expand technical expertise through professional development, continuing education, and industry involvement.
• Collaborate with underwriting, sales, and support teams to achieve departmental goals and deliver strong broker service.
• Perform additional duties and special projects as assigned.

• Bachelor’s degree or equivalent combination of education and relevant work experience
• Minimum of 1 year of Commercial Auto underwriting experience
• Strong analytical, decision-making, and problem-solving skills
• Ability to work independently while managing multiple priorities
• Effective communication and relationship-building skills with brokers and internal partners